RBI Enforcement Reports

Browse RBI enforcement at 3 speeds: the monthly close read, the quarterly shift, and the annual record. Every finding traces back to the same frozen source snapshot.

RBI cancels 13 NBFC licences in early October enforcement

October 2026

Live

12 RBI action records published between 1 October 2026 and 9 October 2026: 4 fresh actions, 8 extensions of existing orders and 1 monetary-penalty action with an amount stated, totalling ₹5.0 lakh. That is 12 records against 8 over the same 9 days of September 2026, and ₹5.0 lakh of disclosed penalty value against ₹45.3 lakh.

Actions: 12
Penalties: ₹5 L

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RBI bars 13 NBFCs from NBFC business after cancellations

Q4 2026

Live

Actions: 12
Penalties: ₹5 L

RBI cancelled Paytm Payments Bank’s licence as two banking entities exited

Q3 2026

Live

Actions: 90
Penalties: ₹3.97 cr

2026

15 reports · 1 annual · 4 quarterly · 10 monthly

Paytm Payments Bank licence cancellation marked an institutional exit

2026 annual report

Live

270 RBI action records published between 1 January 2026 and 9 October 2026: 200 fresh actions, 66 extensions of existing orders, 4 restrictions lifted and 167 monetary-penalty actions with an amount stated, totalling ₹12.14 crore. That is 270 records against 348 over the same 282 days of 2025, and ₹12.14 crore of disclosed penalty value against ₹32.74 crore.

Actions: 270
Penalties: ₹12.14 cr

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Quarterly Reports

RBI bars 13 NBFCs from NBFC business after cancellations

Q4 2026

Live

12 actions · ₹5 L

RBI cancelled Paytm Payments Bank’s licence as two banking entities exited

Q3 2026

Live

90 actions · ₹3.97 cr

RBI cancelled Paytm Payments Bank's licence in Q2 2026

Q2 2026

89 actions · ₹2.76 cr

RBI cancelled a bank licence and 36 NBFC registrations

Q1 2026

79 actions · ₹5.36 cr

Monthly Briefings

RBI cancels 13 NBFC licences in early October enforcement

October 2026

Live

12 actions · ₹5 L

RBI cancels five NBFC licences in one order

September 2026

Live

19 actions · ₹89.57 L

RBI’s August actions shifted toward NBFCs as penalty value fell

August 2026

27 actions · ₹1.07 cr

One July penalty took nearly a third of disclosed value

July 2026

44 actions · ₹2 cr

RBI cancelled 135 NBFC registrations in June

June 2026

35 actions · ₹1.14 cr

RBI cancelled 150 NBFC registrations in May

May 2026

26 actions · ₹94.9 L

RBI cancels Paytm Payments Bank Limited's licence

April 2026

28 actions · ₹67.39 L

Severe RBI actions took a larger share in March 2026

March 2026

27 actions · ₹2.99 cr

Bank penalties drove February’s sharp rise in disclosed value

February 2026

28 actions · ₹2.17 cr

RBI cancels 35 NBFC Certificates of Registration in January

January 2026

24 actions · ₹19.6 L

2025

17 reports · 1 annual · 4 quarterly · 12 monthly

Fewer severe orders shaped RBI enforcement in 2025

2025 annual report

424 RBI action records published between 1 January 2025 and 31 December 2025: 343 fresh actions, 66 extensions of existing orders, 15 restrictions lifted and 297 monetary-penalty actions with an amount stated, totalling ₹36.81 crore. That is 424 records against 486 in 2024, and ₹36.81 crore of disclosed penalty value against ₹54.47 crore.

Actions: 424
Penalties: ₹36.81 cr

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Quarterly Reports

Larger penalties took a bigger share of disclosed enforcement value

Q4 2025

90 actions · ₹4.53 cr

RBI action records shifted sharply toward co-operative banks

Q3 2025

106 actions · ₹3.69 cr

Licence cancellations made severe RBI actions more prominent

Q2 2025

82 actions · ₹12.71 cr

RBI cancelled 17 NBFC registrations in a single order

Q1 2025

146 actions · ₹15.87 cr

Monthly Briefings

Banks carried more than the net increase in disclosed penalty value

December 2025

28 actions · ₹1.91 cr

RBI cancelled two NBFC licences, barring non-banking financial business

November 2025

26 actions · ₹1.63 cr

RBI cancels a bank licence and 21 NBFC registrations

October 2025

36 actions · ₹99 L

RBI cancels certificates across 31 NBFCs

September 2025

42 actions · ₹1.44 cr

Licence cancellations barred 16 NBFCs from NBFC business

August 2025

31 actions · ₹1.75 cr

RBI cancels Karwar bank’s licence as severe actions rise

July 2025

33 actions · ₹49.58 L

RBI cancels six NBFC licences in June

June 2025

24 actions · ₹67.88 L

Banks drove the rise in RBI’s disclosed penalty value in May

May 2025

35 actions · ₹7.37 cr

RBI recorded fewer April actions as severe orders took a larger share

April 2025

23 actions · ₹4.67 cr

More penalty value came from NBFCs as action records rose

March 2025

62 actions · ₹4.75 cr

RBI cancelled 17 NBFC Certificates of Registration

February 2025

37 actions · ₹3.06 cr

RBI actions shifted toward more severe orders in January

January 2025

47 actions · ₹8.07 cr

2024

17 reports · 1 annual · 4 quarterly · 12 monthly

RBI revoked a payment-system operator’s authorisation

2024 annual report

486 RBI action records published between 1 January 2024 and 31 December 2024: 361 fresh actions, 119 extensions of existing orders, 6 restrictions lifted and 322 monetary-penalty actions with an amount stated, totalling ₹54.47 crore. That is 486 records against 468 in 2023, and ₹54.47 crore of disclosed penalty value against ₹80.67 crore.

Actions: 486
Penalties: ₹54.47 cr

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Quarterly Reports

RBI cancelled four NBFC registrations in one order

Q4 2024

145 actions · ₹4.65 cr

RBI cancels four NBFC registrations, barring NBFI business

Q3 2024

108 actions · ₹24.44 cr

RBI cancelled a co-operative bank’s licence in Q2

Q2 2024

117 actions · ₹11.2 cr

Penalty value fell as RBI cancelled a cooperative bank's licence

Q1 2024

116 actions · ₹14.19 cr

Monthly Briefings

RBI cancelled a co-operative bank’s licence and four NBFC registrations

December 2024

52 actions · ₹1.92 cr

RBI cancelled two NBFC licences, ending their NBFC business

November 2024

50 actions · ₹1.81 cr

RBI revoked a payment system operator’s authorisation

October 2024

43 actions · ₹92 L

RBI cancelled four NBFC licences, barring their NBFC business

September 2024

32 actions · ₹4.63 cr

RBI cancelled the licence of M/s Margdarshak Financial Services Limited

August 2024

39 actions · ₹11.77 cr

RBI cancelled a co-operative bank’s licence in July

July 2024

37 actions · ₹8.04 cr

RBI cancelled two co-operative bank licences in June

June 2024

28 actions · ₹2.85 cr

Penalty value rose even as RBI action records fell

May 2024

34 actions · ₹4.6 cr

RBI cancels NBFC licences as penalty distribution shifts

April 2024

55 actions · ₹3.76 cr

RBI cancelled four NBFCs’ certificates of registration

March 2024

33 actions · ₹5.25 cr

RBI cancelled Sumerpur Mercantile’s licence over capital and eligibility failures

February 2024

45 actions · ₹5.2 cr

RBI cancelled co-operative bank licences as penalty value rose

January 2024

38 actions · ₹3.74 cr

2023

17 reports · 1 annual · 4 quarterly · 12 monthly

Banks accounted for most of the rise in disclosed penalty value

2023 annual report

468 RBI action records published between 1 January 2023 and 31 December 2023: 323 fresh actions, 143 extensions of existing orders, 2 restrictions lifted and 265 monetary-penalty actions with an amount stated, totalling ₹80.67 crore. That is 468 records against 337 in 2022, and ₹80.67 crore of disclosed penalty value against ₹40.71 crore.

Actions: 468
Penalties: ₹80.67 cr

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Quarterly Reports

Bank penalties drove a sharp rise in disclosed value

Q4 2023

156 actions · ₹41.51 cr

RBI cancelled the licence of Lucknow Urban Co-operative Bank Ltd.

Q3 2023

107 actions · ₹6.01 cr

Mahalaxmi Cooperative Bank lost its banking licence

Q2 2023

100 actions · ₹24.68 cr

RBI cancels two NBFC registrations over irregular digital lending

Q1 2023

105 actions · ₹8.47 cr

Monthly Briefings

RBI cancelled a co-operative bank’s licence as penalties shrank

December 2023

53 actions · ₹57.08 L

RBI cancelled two NBFC licences in November

November 2023

44 actions · ₹14.04 cr

RBI cancels Nagar Urban Co-operative Bank’s licence

October 2023

59 actions · ₹26.9 cr

RBI licence cancellations featured in a more severe action mix

September 2023

40 actions · ₹5.3 cr

Paul Merchants Finance drew August's largest disclosed penalty

August 2023

39 actions · ₹70.3 L

RBI cancelled licences for a bank and four NBFCs

July 2023

28 actions · ₹1.05 L

Mahalaxmi Cooperative Bank lost its banking licence

June 2023

36 actions · ₹10.43 cr

RBI cancelled seven NBFC registrations in May 2023

May 2023

30 actions · ₹6.1 cr

April actions shifted toward more severe orders

April 2023

34 actions · ₹8.15 cr

RBI cancelled an NBFC licence over irregular lending

March 2023

33 actions · ₹6.08 cr

RBI licence cancellations hit NBFCs and a co-operative bank

February 2023

33 actions · ₹1.5 cr

Severe actions took a larger share of RBI records

January 2023

39 actions · ₹89 L

2022

17 reports · 1 annual · 4 quarterly · 12 monthly

RBI revoked a payment-system operator’s authorisation in 2022

2022 annual report

337 RBI action records published between 1 January 2022 and 31 December 2022: 271 fresh actions, 64 extensions of existing orders, 2 restrictions lifted and 218 monetary-penalty actions with an amount stated, totalling ₹40.71 crore. That is 337 records against 273 in 2021, and ₹40.71 crore of disclosed penalty value against ₹69.51 crore.

Actions: 337
Penalties: ₹40.71 cr

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Quarterly Reports

RBI revoked a payment system operator's authorisation

Q4 2022

98 actions · ₹10.69 cr

RBI cancelled a co-operative bank’s licence amid a sharper penalty rise

Q3 2022

110 actions · ₹20.31 cr

Millath Co-operative Bank licence cancelled amid higher-severity action mix

Q2 2022

60 actions · ₹7.97 cr

RBI cancelled a co-operative bank’s licence

Q1 2022

69 actions · ₹1.74 cr

Monthly Briefings

Penalty value rose while severe actions became less common

December 2022

44 actions · ₹4.95 cr

RBI cancelled a co-operative bank’s licence in November

November 2022

29 actions · ₹2.23 cr

RBI cancelled licences covering a bank, four NBFCs and a payment operator

October 2022

25 actions · ₹3.52 cr

RBI cancelled The Laxmi Co-operative Bank's licence

September 2022

32 actions · ₹2.47 cr

RBI cancels two NBFC licences as penalty value drops

August 2022

34 actions · ₹5.56 cr

RBI cancelled licences as severe actions took a larger share in July

July 2022

44 actions · ₹12.28 cr

RBI cancelled Millath Co-operative Bank’s licence

June 2022

16 actions · ₹1.49 cr

RBI cancels five NBFC licences over digital-lending violations

May 2022

23 actions · ₹2.53 cr

Licence cancellations barred 23 finance companies from business

April 2022

21 actions · ₹3.95 cr

RBI cancelled licences of two co-operative banks in March

March 2022

28 actions · ₹1.11 cr

RBI cancelled a co-operative bank’s licence and an NBFC’s registration

February 2022

21 actions · ₹27.1 L

A payment system operator lost its authorisation

January 2022

20 actions · ₹36 L