When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Mar | 0 | 0 | 0 | 0 |
| 2 Mar | 0 | 0 | 0 | 0 |
| 3 Mar | 1 | 1 | 0 | 0 |
| 4 Mar | 0 | 0 | 0 | 0 |
| 5 Mar | 0 | 0 | 0 | 0 |
| 6 Mar | 3 | 3 | 0 | 0 |
| 7 Mar | 10 | 0 | 4 | 6 |
| 8 Mar | 0 | 0 | 0 | 0 |
| 9 Mar | 0 | 0 | 0 | 0 |
| 10 Mar | 0 | 0 | 0 | 0 |
| 11 Mar | 0 | 0 | 0 | 0 |
| 12 Mar | 1 | 0 | 0 | 1 |
| 13 Mar | 2 | 1 | 1 | 0 |
| 14 Mar | 0 | 0 | 0 | 0 |
| 15 Mar | 0 | 0 | 0 | 0 |
| 16 Mar | 0 | 0 | 0 | 0 |
| 17 Mar | 7 | 5 | 1 | 1 |
| 18 Mar | 0 | 0 | 0 | 0 |
| 19 Mar | 0 | 0 | 0 | 0 |
| 20 Mar | 5 | 3 | 2 | 0 |
| 21 Mar | 2 | 0 | 2 | 0 |
| 22 Mar | 0 | 0 | 0 | 0 |
| 23 Mar | 0 | 0 | 0 | 0 |
| 24 Mar | 1 | 0 | 0 | 1 |
| 25 Mar | 1 | 0 | 0 | 1 |
| 26 Mar | 4 | 0 | 1 | 3 |
| 27 Mar | 10 | 7 | 3 | 0 |
| 28 Mar | 15 | 8 | 6 | 1 |
| 29 Mar | 0 | 0 | 0 | 0 |
| 30 Mar | 0 | 0 | 0 | 0 |
| 31 Mar | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Penalty value was less concentrated among the largest actions
The 50 disclosed penalties totalled ₹4.75 crore. The largest was ₹75.0 lakh, while the top five accounted for 57.4% and the median was ₹1.8 lakh, compared with 76.3% and ₹1.9 lakh in February 2025.
NBFCs accounted for most of the increase in disclosed penalty value
Disclosed penalty value rose by ₹1.69 crore to ₹4.75 crore from ₹3.06 crore. NBFCs contributed 65.5% of the increase, with ₹1.58 crore across 14 actions, compared with ₹47.2 lakh across 5 in February 2025.
Banks accounted for a smaller share of action records
Banks represented 8.1% of records, down from 18.9% in February 2025. Their count fell to 5 from 7.
Severe actions made up a smaller share of the month’s records
There were 14 severe actions, or 22.6% of records, compared with 11 actions and 29.7% in February 2025. The period also included 2 cancellations, the same number as in February 2025.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty50 · 80.6%
Previous 26 · 70.3%
- Business restriction9 · 14.5%
Previous 6 · 16.2%
- Licence cancellation2 · 3.2%
Previous 2 · 5.4%
- Action lifted1 · 1.6%
Previous 2 · 5.4%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action52 · 83.9%
Previous 30 · 81.1%
- Extension9 · 14.5%
Previous 5 · 13.5%
- Lifted / withdrawn1 · 1.6%
Previous 2 · 5.4%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank39 · 62.9%
Previous 23 · 62.2%
- NBFC17 · 27.4%
Previous 7 · 18.9%
- Bank5 · 8.1%
Previous 7 · 18.9%
- Credit bureau1 · 1.6%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure37 · 59.7%
Previous 22 · 59.5%
- Lending norms28 · 45.2%
Previous 10 · 27%
- Governance & oversight14 · 22.6%
Previous 7 · 18.9%
- Capital & exposure norms12 · 19.4%
Previous 4 · 10.8%
- Customer protection9 · 14.5%
Previous 9 · 24.3%
- Other9 · 14.5%
Previous 3 · 8.1%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on HDFC Bank Limited
26 Mar 2025₹75.0 lakhmonetary penaltyHDFC Bank Limited
HDFC Bank Limited received the largest disclosed penalty of the period. The action concerned non-compliance with RBI directions on KYC, including risk categorisation and customer identification codes.
RBI cancels Certificate of Registration of 10 NBFCs
17 Mar 2025licence cancellationDoyen Vyapaar Private Limited
RBI cancelled the Certificate of Registration of 10 NBFCs under Section 45-IA(6) of the RBI Act, 1934. It was the widest order in the period.
Reserve Bank cancels Certificate of Registration (CoR) of M/s. Unitara Finance Limited
24 Mar 2025licence cancellationM/s. Unitara Finance Limited
RBI cancelled M/s. Unitara Finance Limited’s Certificate of Registration under Section 45-IA(6) of the RBI Act, 1934. The company can no longer carry on NBFC business.
Restoration of Certificate of Registration by RBI
17 Mar 2025action liftedRBI restored the Certificate of Registration of the listed NBFCs after considering orders passed by the Appellate Authority/Courts. This was the period’s relief action.
What It Cost
50 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹1.75 L
- Largest
- ₹75 L
- Top five
- ₹2.72 cr
- 95th percentile
- ₹52.7 L
Previous ₹1.88 L
Previous ₹66.6 L
Previous ₹2.33 cr
Previous ₹61.4 L
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| NBFC | ₹1.58 cr | ₹47.25 L | 65.5% |
| Co-operative bank | ₹98.05 L | ₹49.35 L | 28.9% |
| Bank | ₹2.17 cr | ₹2.09 cr | 4.4% |
| Credit bureau | ₹2 L | ₹0 | 1.2% |
Entity Coverage
- Declared
- 71
- Names extracted
- 73
- Canonical links
- 73
- First seen
- 33
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Some source records declare entities but contain no extracted names.
Orders Still in Force
- Orders
- 24
- Entities
- 24
- Expiring next
- 8
- Duplicate entity rows
- 0
Next expiry window: 1 Apr 2025–30 Apr 2025.