When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Sept | 0 | 0 | 0 | 0 |
| 2 Sept | 0 | 0 | 0 | 0 |
| 3 Sept | 0 | 0 | 0 | 0 |
| 4 Sept | 5 | 1 | 4 | 0 |
| 5 Sept | 0 | 0 | 0 | 0 |
| 6 Sept | 0 | 0 | 0 | 0 |
| 7 Sept | 1 | 0 | 0 | 1 |
| 8 Sept | 1 | 0 | 0 | 1 |
| 9 Sept | 1 | 0 | 0 | 1 |
| 10 Sept | 2 | 1 | 0 | 1 |
| 11 Sept | 3 | 0 | 1 | 2 |
| 12 Sept | 0 | 0 | 0 | 0 |
| 13 Sept | 0 | 0 | 0 | 0 |
| 14 Sept | 0 | 0 | 0 | 0 |
| 15 Sept | 0 | 0 | 0 | 0 |
| 16 Sept | 0 | 0 | 0 | 0 |
| 17 Sept | 3 | 0 | 0 | 3 |
| 18 Sept | 0 | 0 | 0 | 0 |
| 19 Sept | 0 | 0 | 0 | 0 |
| 20 Sept | 0 | 0 | 0 | 0 |
| 21 Sept | 0 | 0 | 0 | 0 |
| 22 Sept | 0 | 0 | 0 | 0 |
| 23 Sept | 0 | 0 | 0 | 0 |
| 24 Sept | 3 | 0 | 3 | 0 |
| 25 Sept | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Disclosed penalty value fell, while NBFC penalties rose
Disclosed penalty value fell by ₹15.1 lakh, from ₹1.05 crore in August 2026 to ₹89.6 lakh. Bank penalties fell from ₹59.2 lakh to ₹0, while NBFC penalties rose from ₹36.6 lakh to ₹50.4 lakh.
Severe actions took a larger share than in August
Nine actions were classified as severe, or 47.4%, up from five actions and 23.8% in August 2026. The average severity score was 3.0, and one action was a cancellation.
NBFCs made up a smaller share of actions than in August
NBFC actions fell to 6, or 31.6% of the total, from 11, or 52.4%, in August 2026. That was a shift of 20.8 percentage points.
The largest five penalties accounted for most disclosed value
The largest five penalties made up 86.2% of disclosed penalty value. The biggest was ₹27.3 lakh, or 30.5% of the total, while the median penalty was ₹5.2 lakh.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty10 · 52.6%
Previous 16 · 76.2%
- Business restriction8 · 42.1%
Previous 3 · 14.3%
- Licence cancellation1 · 5.3%
Previous 1 · 4.8%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action11 · 57.9%
Previous 17 · 81%
- Extension8 · 42.1%
Previous 3 · 14.3%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank9 · 47.4%
Previous 9 · 42.9%
- NBFC6 · 31.6%
Previous 11 · 52.4%
- Credit bureau3 · 15.8%
- Payment entity1 · 5.3%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure7 · 36.8%
Previous 12 · 57.1%
- Capital & exposure norms6 · 31.6%
Previous 2 · 9.5%
- Governance & oversight6 · 31.6%
Previous 6 · 28.6%
- Customer protection4 · 21.1%
Previous 3 · 14.3%
- Other3 · 15.8%
Previous 2 · 9.5%
- Fair practices2 · 10.5%
Previous 1 · 4.8%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on Asset Care & Reconstruction Enterprise Limited
11 Sept 2026₹27.3 lakhmonetary penaltyAsset Care & Reconstruction Enterprise Limited
Non-compliance with RBI directions on ‘Income Recognition’. RBI sustained a charge that the company violated regulatory requirements regarding charging of management fees.
RBI cancels Certificate of Registration of 5 NBFCs
17 Sept 2026licence cancellationDar's Financial Services Pvt Ltd
RBI cancelled the Certificate of Registration of five NBFCs under Section 45-IA(6) of the RBI Act, 1934. The companies are no longer permitted to transact business as a non-banking financial institution.
Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – The Gauhati Co-operative Urban Bank Ltd., Guwahati – Extension of period
17 Sept 2026business restrictionThe Gauhati Co-operative Urban Bank Ltd., Guwahati
RBI extended existing Directions issued under Section 35A read with Section 56 for another three months. The other terms and conditions remain unchanged.
What It Cost
10 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹5.2 L
- Largest
- ₹27.3 L
- Top five
- ₹77.22 L
- Percentiles
- Suppressed
Previous ₹2.7 L
Previous ₹59.2 L
Previous ₹82.8 L
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹0 | ₹59.2 L | 391.2% |
| Credit bureau | ₹34.92 L | ₹0 | -230.8% |
| NBFC | ₹50.4 L | ₹36.6 L | -91.2% |
| Co-operative bank | ₹1.15 L | ₹8.9 L | 51.2% |
| Payment entity | ₹3.1 L | ₹0 | -20.5% |
Entity Coverage
- Declared
- 23
- Names extracted
- 23
- Canonical links
- 23
- First seen
- 2
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 30
- Entities
- 30
- Expiring next
- 13
- Duplicate entity rows
- 0
Next expiry window: 1 Oct 2026–31 Oct 2026.