When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Mar | 0 | 0 | 0 | 0 |
| 2 Mar | 0 | 0 | 0 | 0 |
| 3 Mar | 0 | 0 | 0 | 0 |
| 4 Mar | 0 | 0 | 0 | 0 |
| 5 Mar | 2 | 1 | 0 | 1 |
| 6 Mar | 2 | 1 | 0 | 1 |
| 7 Mar | 0 | 0 | 0 | 0 |
| 8 Mar | 0 | 0 | 0 | 0 |
| 9 Mar | 0 | 0 | 0 | 0 |
| 10 Mar | 0 | 0 | 0 | 0 |
| 11 Mar | 3 | 0 | 0 | 3 |
| 12 Mar | 3 | 2 | 0 | 1 |
| 13 Mar | 1 | 0 | 1 | 0 |
| 14 Mar | 0 | 0 | 0 | 0 |
| 15 Mar | 0 | 0 | 0 | 0 |
| 16 Mar | 1 | 0 | 1 | 0 |
| 17 Mar | 0 | 0 | 0 | 0 |
| 18 Mar | 0 | 0 | 0 | 0 |
| 19 Mar | 0 | 0 | 0 | 0 |
| 20 Mar | 1 | 0 | 1 | 0 |
| 21 Mar | 0 | 0 | 0 | 0 |
| 22 Mar | 0 | 0 | 0 | 0 |
| 23 Mar | 6 | 6 | 0 | 0 |
| 24 Mar | 0 | 0 | 0 | 0 |
| 25 Mar | 1 | 0 | 0 | 1 |
| 26 Mar | 0 | 0 | 0 | 0 |
| 27 Mar | 4 | 0 | 1 | 3 |
| 28 Mar | 0 | 0 | 0 | 0 |
| 29 Mar | 0 | 0 | 0 | 0 |
| 30 Mar | 3 | 1 | 2 | 0 |
| 31 Mar | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Banks held most of the disclosed penalty value
Disclosed penalty value was ₹2.99 crore, up from ₹2.17 crore, a rise of ₹82.6 lakh. Banks accounted for ₹2.49 crore, compared with ₹1.64 crore in February 2026, while payment entities recorded ₹38.0 lakh against ₹0.
Severe actions formed a larger share of activity
Ten actions were severe, representing 37.0% of activity, compared with 6 actions and 21.4% in February 2026. The average severity score was 2.48.
A single order covered 36 NBFCs
The 27 actions declared 62 entities. The largest order, dated 11 March 2026, declared 36 NBFCs.
Five actions accounted for nearly all penalty value
The five largest of the 20 monetary-penalty actions accounted for 93.9% of ₹2.99 crore. The largest penalty was ₹95.4 lakh, or 31.9% of the total, while the median was ₹1.2 lakh.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty20 · 74.1%
Previous 22 · 78.6%
- Business restriction5 · 18.5%
Previous 3 · 10.7%
- Licence cancellation2 · 7.4%
Previous 2 · 7.1%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action25 · 92.6%
Previous 25 · 89.3%
- Extension2 · 7.4%
Previous 2 · 7.1%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank16 · 59.3%
Previous 19 · 67.9%
- Bank4 · 14.8%
Previous 4 · 14.3%
- NBFC4 · 14.8%
Previous 5 · 17.9%
- Payment entity3 · 11.1%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure14 · 51.9%
Previous 16 · 57.1%
- Governance & oversight8 · 29.6%
Previous 4 · 14.3%
- KYC / AML8 · 29.6%
Previous 6 · 21.4%
- Customer protection7 · 25.9%
Previous 8 · 28.6%
- Capital & exposure norms6 · 22.2%
Previous 6 · 21.4%
- Lending norms6 · 22.2%
Previous 6 · 21.4%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on Union Bank of India
27 Mar 2026₹95.4 lakhmonetary penaltyUnion Bank of India
Union Bank of India received the largest disclosed penalty, ₹95.4 lakh. It concerned non-compliance with RBI directions on limiting customer liability in unauthorised electronic banking transactions and on automation of income recognition, asset classification and provisioning processes.
RBI cancels Certificate of Registration of 36 NBFCs
11 Mar 2026licence cancellationExcellence Broking & Finance (P) Ltd.
RBI cancelled the Certificate of Registration of 36 NBFCs under Section 45-IA(6) of the RBI Act, 1934. The companies are no longer permitted to transact as non-banking financial institutions.
RBI cancels the licence of Shimsha Sahakara Bank Niyamitha, Maddur, Mandya District, Karnataka
5 Mar 2026licence cancellationShimsha Sahakara Bank Niyamitha, Maddur
RBI revived and put back into force its July 05, 2024 order cancelling the banking licence of Shimsha Sahakara Bank Niyamitha, Maddur, after the related writ petition was dismissed as withdrawn. The bank is prohibited from carrying on banking and other Section 6 business.
What It Cost
20 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹1.25 L
- Largest
- ₹95.4 L
- Top five
- ₹2.81 cr
- Percentiles
- Suppressed
Previous ₹2 L
Previous ₹63.6 L
Previous ₹1.79 cr
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹2.49 cr | ₹1.64 cr | 102.9% |
| Payment entity | ₹38 L | ₹0 | 46% |
| Co-operative bank | ₹8.7 L | ₹35.55 L | -32.5% |
| NBFC | ₹3.31 L | ₹16.83 L | -16.4% |
Entity Coverage
- Declared
- 62
- Names extracted
- 62
- Canonical links
- 62
- First seen
- 12
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 32
- Entities
- 32
- Expiring next
- 18
- Duplicate entity rows
- 0
Next expiry window: 1 Apr 2026–30 Apr 2026.