When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 May | 0 | 0 | 0 | 0 |
| 2 May | 3 | 2 | 1 | 0 |
| 3 May | 0 | 0 | 0 | 0 |
| 4 May | 0 | 0 | 0 | 0 |
| 5 May | 0 | 0 | 0 | 0 |
| 6 May | 1 | 1 | 0 | 0 |
| 7 May | 1 | 0 | 0 | 1 |
| 8 May | 0 | 0 | 0 | 0 |
| 9 May | 1 | 1 | 0 | 0 |
| 10 May | 3 | 2 | 1 | 0 |
| 11 May | 0 | 0 | 0 | 0 |
| 12 May | 0 | 0 | 0 | 0 |
| 13 May | 0 | 0 | 0 | 0 |
| 14 May | 1 | 0 | 1 | 0 |
| 15 May | 0 | 0 | 0 | 0 |
| 16 May | 2 | 1 | 1 | 0 |
| 17 May | 2 | 0 | 0 | 2 |
| 18 May | 0 | 0 | 0 | 0 |
| 19 May | 0 | 0 | 0 | 0 |
| 20 May | 1 | 0 | 0 | 1 |
| 21 May | 5 | 1 | 2 | 2 |
| 22 May | 0 | 0 | 0 | 0 |
| 23 May | 1 | 0 | 0 | 1 |
| 24 May | 2 | 0 | 1 | 1 |
| 25 May | 0 | 0 | 0 | 0 |
| 26 May | 0 | 0 | 0 | 0 |
| 27 May | 6 | 1 | 2 | 3 |
| 28 May | 1 | 0 | 0 | 1 |
| 29 May | 2 | 0 | 1 | 1 |
| 30 May | 1 | 0 | 0 | 1 |
| 31 May | 1 | 0 | 0 | 1 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Severe actions took a larger share of the month's records
15 actions were classified as severe, or 44.1% of the total. In April 2024, 19 were severe and the share was 34.5%.
Banks supplied the main increase in disclosed penalty value
Disclosed penalty value rose to ₹4.60 crore from ₹3.76 crore, an increase of ₹84.2 lakh. The bank category accounted for 322.5% of the change, while co-operative banks and NBFCs moved in the opposite direction.
Co-operative banks still led records, but their share narrowed
Co-operative banks made up 67.6% of actions, down from 87.3% in April 2024. Banks' share rose to 17.6% from 5.5%, while the bank count rose to 6 from 3 and the co-operative bank count fell to 23 from 48.
Five penalties accounted for most of the disclosed value
The top five penalties represented 81.6% of the ₹4.60 crore total. The largest was ₹1.00 crore, or 21.7% of the total, while the median penalty was ₹3.1 lakh.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty22 · 64.7%
Previous 38 · 69.1%
- Business restriction11 · 32.4%
Previous 15 · 27.3%
- Action lifted1 · 2.9%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action23 · 67.6%
Previous 45 · 81.8%
- Extension10 · 29.4%
Previous 10 · 18.2%
- Lifted / withdrawn1 · 2.9%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank23 · 67.6%
Previous 48 · 87.3%
- Bank6 · 17.6%
Previous 3 · 5.5%
- NBFC5 · 14.7%
Previous 4 · 7.3%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure20 · 58.8%
Previous 34 · 61.8%
- Governance & oversight9 · 26.5%
Previous 13 · 23.6%
- Other8 · 23.5%
Previous 14 · 25.5%
- Capital & exposure norms7 · 20.6%
Previous 12 · 21.8%
- Lending norms7 · 20.6%
Previous 17 · 30.9%
- Customer protection6 · 17.6%
Previous 13 · 23.6%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
Reserve Bank of India imposes monetary penalty on ICICI Bank Ltd
27 May 2024₹1.00 croremonetary penaltyICICI Bank Ltd.
RBI imposed a monetary penalty on ICICI Bank Ltd. for non-compliance with directions on Loans and Advances, including project-funding and due diligence requirements.
Supervisory Action against ECL Finance Limited and Edelweiss Asset Reconstruction Company Limited based on material supervisory concerns
29 May 2024business restrictionECL Finance Limited and Edelweiss Asset Reconstruction Company Limited
RBI imposed business restrictions on ECL Finance Limited and Edelweiss Asset Reconstruction Company Limited for material supervisory concerns, including structured transactions used to evergreen stressed exposures and other compliance breaches.
RBI imposes monetary penalty on SBM Bank (India) Limited
31 May 2024₹88.7 lakhmonetary penaltySBM Bank (India) Ltd.
SBM Bank (India) Ltd. was penalized for non-compliance with RBI licensing conditions and directions to stop undertaking Liberalised Remittance Scheme transactions immediately.
15 NBFCs surrender their Certificate of Registration to RBI
10 May 2024action lifted15 Non-Banking Financial Companies (NBFCs)
The listed NBFCs surrendered their Certificates of Registration, and RBI cancelled the CoRs because of exit from NBFI business or because the entities ceased to exist through amalgamation, merger, dissolution or voluntary strike-off.
What It Cost
22 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹3.1 L
- Largest
- ₹1 cr
- Top five
- ₹3.75 cr
- Percentiles
- Suppressed
Previous ₹3 L
Previous ₹1 cr
Previous ₹2.83 cr
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹3.77 cr | ₹1.05 cr | 322.5% |
| Co-operative bank | ₹75.5 L | ₹2.11 cr | -160.8% |
| NBFC | ₹7.7 L | ₹59.7 L | -61.7% |
Entity Coverage
- Declared
- 49
- Names extracted
- 49
- Canonical links
- 49
- First seen
- 9
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 35
- Entities
- 34
- Expiring next
- 10
- Duplicate entity rows
- 1
Next expiry window: 1 Jun 2024–30 Jun 2024.