When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Feb | 0 | 0 | 0 | 0 |
| 2 Feb | 2 | 1 | 1 | 0 |
| 3 Feb | 0 | 0 | 0 | 0 |
| 4 Feb | 2 | 1 | 0 | 1 |
| 5 Feb | 4 | 4 | 0 | 0 |
| 6 Feb | 0 | 0 | 0 | 0 |
| 7 Feb | 0 | 0 | 0 | 0 |
| 8 Feb | 0 | 0 | 0 | 0 |
| 9 Feb | 1 | 0 | 1 | 0 |
| 10 Feb | 2 | 0 | 0 | 2 |
| 11 Feb | 0 | 0 | 0 | 0 |
| 12 Feb | 2 | 1 | 1 | 0 |
| 13 Feb | 6 | 1 | 3 | 2 |
| 14 Feb | 0 | 0 | 0 | 0 |
| 15 Feb | 0 | 0 | 0 | 0 |
| 16 Feb | 1 | 1 | 0 | 0 |
| 17 Feb | 0 | 0 | 0 | 0 |
| 18 Feb | 0 | 0 | 0 | 0 |
| 19 Feb | 0 | 0 | 0 | 0 |
| 20 Feb | 1 | 0 | 1 | 0 |
| 21 Feb | 0 | 0 | 0 | 0 |
| 22 Feb | 0 | 0 | 0 | 0 |
| 23 Feb | 0 | 0 | 0 | 0 |
| 24 Feb | 0 | 0 | 0 | 0 |
| 25 Feb | 1 | 0 | 0 | 1 |
| 26 Feb | 5 | 4 | 1 | 0 |
| 27 Feb | 1 | 0 | 1 | 0 |
| 28 Feb | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Severe actions made up a smaller share of enforcement
There were 6 severe actions, accounting for 21.4% of the period’s records, compared with 12 and 50.0% in January 2026. Cancellation actions numbered 2, against 1 previously.
Banks accounted for most of the increase in penalty value
Disclosed penalties totalled ₹2.17 crore, compared with ₹19.6 lakh in January 2026. Banks contributed ₹1.64 crore across 4 actions, up from ₹0 across 0 actions, accounting for 83.4% of the increase.
A small group of penalties held most of the disclosed value
The largest penalty was ₹63.6 lakh, or 29.4% of the total. The top five penalties accounted for 82.7%, while the median penalty was ₹2.0 lakh.
The records covered more declared entities than action records
The 28 action records declared 34 entities. The largest order declared 7 entities in a single record.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty22 · 78.6%
Previous 11 · 45.8%
- Business restriction3 · 10.7%
Previous 11 · 45.8%
- Licence cancellation2 · 7.1%
Previous 1 · 4.2%
- Action lifted1 · 3.6%
Previous 1 · 4.2%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action25 · 89.3%
Previous 12 · 50%
- Extension2 · 7.1%
Previous 11 · 45.8%
- Lifted / withdrawn1 · 3.6%
Previous 1 · 4.2%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank19 · 67.9%
Previous 17 · 70.8%
- NBFC5 · 17.9%
Previous 7 · 29.2%
- Bank4 · 14.3%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure16 · 57.1%
Previous 8 · 33.3%
- Customer protection8 · 28.6%
- Capital & exposure norms6 · 21.4%
Previous 3 · 12.5%
- KYC / AML6 · 21.4%
Previous 2 · 8.3%
- Lending norms6 · 21.4%
Previous 5 · 20.8%
- Fair practices4 · 14.3%
Previous 1 · 4.2%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on CSB Bank Limited
13 Feb 2026₹63.6 lakhmonetary penaltyCSB Bank Limited
CSB Bank Limited received the period’s largest disclosed penalty, ₹63.6 lakh, for entering into an arrangement with business correspondents beyond the permitted scope and levying charges in some savings accounts without ensuring customers were informed upfront.
RBI cancels Certificate of Registration of 7 NBFCs
10 Feb 2026licence cancellationKanoi Leasfin Ltd
RBI cancelled the Certificate of Registration of seven NBFCs under Section 45-IA(6) of the RBI Act, 1934. The companies are no longer permitted to transact the business of a non-banking financial institution.
RBI cancels the licence of Indian Mercantile Co-operative Bank Ltd., Lucknow
13 Feb 2026licence cancellationIndian Mercantile Co-operative Bank Ltd., Lucknow
RBI cancelled the bank’s licence for inadequate earning prospects and multiple failures to comply with Sections 22(3)(b), (c), (d) and (e) read with Section 56 of the BR Act. RBI said continuance of the bank would be prejudicial to depositors and public interest.
Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – Sikar Urban Co-operative Bank Ltd, Sikar – Withdrawal of Directions
4 Feb 2026action liftedSikar Urban Co-operative Bank Ltd, Sikar
RBI withdrew the Section 35A/56 Directions previously issued to the bank. The directions had been modified and extended over time, and are now lifted.
What It Cost
22 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹2 L
- Largest
- ₹63.6 L
- Top five
- ₹1.79 cr
- Percentiles
- Suppressed
Previous ₹1 L
Previous ₹8 L
Previous ₹15.8 L
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹1.64 cr | ₹0 | 83.4% |
| Co-operative bank | ₹35.55 L | ₹14.6 L | 10.6% |
| NBFC | ₹16.83 L | ₹5 L | 6% |
Entity Coverage
- Declared
- 34
- Names extracted
- 34
- Canonical links
- 34
- First seen
- 11
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 31
- Entities
- 30
- Expiring next
- 4
- Duplicate entity rows
- 1
Next expiry window: 1 Mar 2026–31 Mar 2026.