When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Jun | 0 | 0 | 0 | 0 |
| 2 Jun | 0 | 0 | 0 | 0 |
| 3 Jun | 2 | 1 | 1 | 0 |
| 4 Jun | 0 | 0 | 0 | 0 |
| 5 Jun | 0 | 0 | 0 | 0 |
| 6 Jun | 1 | 0 | 0 | 1 |
| 7 Jun | 2 | 0 | 0 | 2 |
| 8 Jun | 0 | 0 | 0 | 0 |
| 9 Jun | 0 | 0 | 0 | 0 |
| 10 Jun | 7 | 4 | 0 | 3 |
| 11 Jun | 1 | 0 | 0 | 1 |
| 12 Jun | 3 | 0 | 0 | 3 |
| 13 Jun | 4 | 4 | 0 | 0 |
| 14 Jun | 2 | 0 | 0 | 2 |
| 15 Jun | 1 | 0 | 0 | 1 |
| 16 Jun | 0 | 0 | 0 | 0 |
| 17 Jun | 0 | 0 | 0 | 0 |
| 18 Jun | 0 | 0 | 0 | 0 |
| 19 Jun | 1 | 0 | 0 | 1 |
| 20 Jun | 0 | 0 | 0 | 0 |
| 21 Jun | 0 | 0 | 0 | 0 |
| 22 Jun | 0 | 0 | 0 | 0 |
| 23 Jun | 0 | 0 | 0 | 0 |
| 24 Jun | 2 | 2 | 0 | 0 |
| 25 Jun | 1 | 0 | 0 | 1 |
| 26 Jun | 0 | 0 | 0 | 0 |
| 27 Jun | 0 | 0 | 0 | 0 |
| 28 Jun | 1 | 0 | 1 | 0 |
| 29 Jun | 0 | 0 | 0 | 0 |
| 30 Jun | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Banks account for most of the decline in disclosed penalty value
Banks recorded ₹2.72 crore across 3 actions, versus ₹3.77 crore across 6 in May 2024. They accounted for 60.0% of the ₹1.75 crore decline, while co-operative banks accounted for 36.2%.
Severe actions made up a larger share of the month’s records
There were 15 severe actions, the same count as in May 2024, but their share rose to 53.6% from 44.1%.
A small number of actions held nearly all disclosed penalty value
The largest disclosed penalty was ₹1.46 crore, representing 51.1% of the ₹2.84 crore total. The top five accounted for 97.2%, while the median penalty was ₹1.0 lakh.
Several orders remained active but were nearing expiry
At period end, 37 orders were in force across 36 entities. 10 orders were due to expire between 1 July 2024 and 31 July 2024.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty15 · 53.6%
Previous 22 · 64.7%
- Business restriction11 · 39.3%
Previous 11 · 32.4%
- Licence cancellation2 · 7.1%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action19 · 67.9%
Previous 23 · 67.6%
- Extension9 · 32.1%
Previous 10 · 29.4%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank24 · 85.7%
Previous 23 · 67.6%
- Bank3 · 10.7%
Previous 6 · 17.6%
- NBFC1 · 3.6%
Previous 5 · 14.7%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure12 · 42.9%
Previous 20 · 58.8%
- Capital & exposure norms11 · 39.3%
Previous 7 · 20.6%
- Governance & oversight9 · 32.1%
Previous 9 · 26.5%
- Other7 · 25%
Previous 8 · 23.5%
- Lending norms6 · 21.4%
Previous 7 · 20.6%
- Customer protection5 · 17.9%
Previous 6 · 17.6%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on Central Bank of India
14 Jun 2024₹1.46 croremonetary penaltyCentral Bank of India
Central Bank of India received the largest disclosed penalty, ₹1.46 crore, for non-compliance with RBI directions on loans and advances, and customer protection for unauthorised electronic banking transactions.
Reserve Bank of India cancels the licence of Purvanchal Co-operative Bank Ltd., Ghazipur, Uttar Pradesh
15 Jun 2024licence cancellationPurvanchal Co-operative Bank Ltd., Ghazipur, Uttar Pradesh
RBI cancelled the licence of Purvanchal Co-operative Bank Ltd., Ghazipur, Uttar Pradesh, citing inadequate capital and earning prospects, non-compliance with licensing requirements under the Banking Regulation Act, and a continuance prejudicial to depositors and public interest.
RBI cancels the licence of The City Co-operative Bank Ltd., Mumbai, Maharashtra
19 Jun 2024licence cancellationThe City Co-operative Bank Ltd., Mumbai, Maharashtra
RBI cancelled the licence of The City Co-operative Bank Ltd., Mumbai, Maharashtra, because it lacked adequate capital and earning prospects, failed to meet licensing requirements under the Banking Regulation Act, and its continuance was prejudicial to depositors and public interest.
What It Cost
15 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹1 L
- Largest
- ₹1.46 cr
- Top five
- ₹2.77 cr
- Percentiles
- Suppressed
Previous ₹3.1 L
Previous ₹1 cr
Previous ₹3.75 cr
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹2.72 cr | ₹3.77 cr | 60% |
| Co-operative bank | ₹12 L | ₹75.5 L | 36.2% |
| NBFC | ₹1 L | ₹7.7 L | 3.8% |
Entity Coverage
- Declared
- 28
- Names extracted
- 28
- Canonical links
- 28
- First seen
- 13
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 37
- Entities
- 36
- Expiring next
- 10
- Duplicate entity rows
- 1
Next expiry window: 1 Jul 2024–31 Jul 2024.