When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 28 Sept | 2 | 0 | 0 | 2 |
| 5 Oct | 10 | 0 | 1 | 9 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Severe actions made up most of the period’s enforcement
Severe actions rose to 11, or 91.7%, from 8, or 66.7%, in Q3 2026. The period also included 1 cancellation, compared with none in Q3 2026.
Co-operative banks accounted for all disclosed penalty value
Disclosed penalty value fell by ₹63.8 lakh to ₹5.0 lakh from ₹68.8 lakh in Q3 2026. Co-operative banks accounted for ₹5.0 lakh this period, while banks and NBFCs each accounted for ₹0.
Thirty orders remain in force as the next expiry window approaches
There are 30 orders in force affecting 30 entities. Ten orders are due to expire in the next window, from 1 January 2027 to 31 March 2027.
Action volume was unchanged, but fresh actions fell
The period recorded 12 actions, the same as Q3 2026 over the same 9 elapsed days. Fresh actions fell to 4 from 5, while 8 records were extensions of existing orders.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Business restriction10 · 83.3%
Previous 7 · 58.3%
- Licence cancellation1 · 8.3%
- Monetary penalty1 · 8.3%
Previous 5 · 41.7%
Lifecycle
Fresh actions, extensions and withdrawals.
- Extension8 · 66.7%
Previous 7 · 58.3%
- Fresh action4 · 33.3%
Previous 5 · 41.7%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank11 · 91.7%
Previous 10 · 83.3%
- NBFC1 · 8.3%
Previous 1 · 8.3%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Other5 · 41.7%
Previous 3 · 25%
- Governance & oversight3 · 25%
Previous 4 · 33.3%
- Capital & exposure norms2 · 16.7%
Previous 1 · 8.3%
- Customer protection2 · 16.7%
- KYC / AML1 · 8.3%
Previous 3 · 25%
- Licensing breach1 · 8.3%
Previous 1 · 8.3%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar
8 Oct 2026₹5.0 lakhmonetary penaltyThe Monghyr-Jamui Central Co-operative Bank Limited, Bihar
The Monghyr-Jamui Central Co-operative Bank was fined ₹5.0 lakh after failing to upload customer KYC records to the Central KYC Records Registry within the prescribed timeline. It was the period’s largest disclosed penalty.
RBI cancels Certificate of Registration of 13 NBFCs
9 Oct 2026licence cancellationNakodar Finance Private Limited
RBI cancelled the Certificates of Registration of 13 NBFCs under Section 45-IA(6) of the RBI Act, 1934. The companies are therefore barred from transacting the business of a non-banking financial institution.
Directions under Section 35 A read with Section 56 of the Banking Regulation Act, 1949 – The Tiruvalla Urban Co-operative Bank Ltd., Tiruvalla, Pathanamthitta
8 Oct 2026business restrictionThe Tiruvalla Urban Co-operative Bank Ltd., Tiruvalla, Pathanamthitta
RBI issued Directions under Section 35A read with Section 56 restricting the bank from granting or renewing loans, making investments, incurring liabilities, accepting fresh deposits and making payments without prior approval. It also barred withdrawals from customer accounts, subject to limited set-off and essential expenses.
What It Cost
1 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹5 L
- Largest
- ₹5 L
- Top five
- ₹5 L
- Percentiles
- Suppressed
Previous ₹1.05 L
Previous ₹63.6 L
Previous ₹68.85 L
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹0 | ₹63.6 L | 99.6% |
| NBFC | ₹0 | ₹3.1 L | 4.9% |
| Co-operative bank | ₹5 L | ₹2.15 L | -4.5% |
Entity Coverage
- Declared
- 24
- Names extracted
- 24
- Canonical links
- 24
- First seen
- 3
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 30
- Entities
- 30
- Expiring next
- 10
- Duplicate entity rows
- 0
Next expiry window: 1 Jan 2027–31 Mar 2027.