When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Oct | 0 | 0 | 0 | 0 |
| 2 Oct | 0 | 0 | 0 | 0 |
| 3 Oct | 4 | 1 | 3 | 0 |
| 4 Oct | 0 | 0 | 0 | 0 |
| 5 Oct | 0 | 0 | 0 | 0 |
| 6 Oct | 0 | 0 | 0 | 0 |
| 7 Oct | 0 | 0 | 0 | 0 |
| 8 Oct | 1 | 0 | 0 | 1 |
| 9 Oct | 0 | 0 | 0 | 0 |
| 10 Oct | 2 | 0 | 1 | 1 |
| 11 Oct | 0 | 0 | 0 | 0 |
| 12 Oct | 1 | 0 | 0 | 1 |
| 13 Oct | 0 | 0 | 0 | 0 |
| 14 Oct | 1 | 0 | 0 | 1 |
| 15 Oct | 0 | 0 | 0 | 0 |
| 16 Oct | 0 | 0 | 0 | 0 |
| 17 Oct | 4 | 3 | 1 | 0 |
| 18 Oct | 0 | 0 | 0 | 0 |
| 19 Oct | 0 | 0 | 0 | 0 |
| 20 Oct | 1 | 0 | 0 | 1 |
| 21 Oct | 2 | 0 | 0 | 2 |
| 22 Oct | 0 | 0 | 0 | 0 |
| 23 Oct | 0 | 0 | 0 | 0 |
| 24 Oct | 0 | 0 | 0 | 0 |
| 25 Oct | 1 | 0 | 0 | 1 |
| 26 Oct | 0 | 0 | 0 | 0 |
| 27 Oct | 0 | 0 | 0 | 0 |
| 28 Oct | 0 | 0 | 0 | 0 |
| 29 Oct | 0 | 0 | 0 | 0 |
| 30 Oct | 0 | 0 | 0 | 0 |
| 31 Oct | 8 | 2 | 5 | 1 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Other entities were the largest positive contributor to penalty value
Disclosed penalty value rose by ₹1.05 crore, from ₹2.47 crore in September 2022 to ₹3.52 crore in October 2022. Other entities recorded ₹1.76 crore, up from ₹0, and co-operative banks recorded ₹1.71 crore, up from ₹1.39 crore. Bank value fell from ₹95.1 lakh to ₹0, while NBFC value fell from ₹12.4 lakh to ₹5.0 lakh.
Severe actions took a larger share despite an unchanged count
Severe actions made up 36.0% of October 2022 activity, compared with 28.1% in September 2022. The severe-action count was 9 in both months, while cancellation counts were 3 in both and supersessions were 0 in both.
One penalty accounted for half of disclosed penalty value
The largest disclosed penalty was ₹1.76 crore, equal to 50.0% of the ₹3.52 crore total. The top five penalties accounted for 85.9%, while the median penalty was ₹5.0 lakh.
The action set covered more entities than records
The 25 action records declared 28 entities. The largest order declared 4 entities, an order dated 12 October 2022 titled “RBI cancels Certificate of Registration of four NBFCs”.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty17 · 68%
Previous 23 · 71.9%
- Business restriction5 · 20%
Previous 5 · 15.6%
- Licence cancellation3 · 12%
Previous 3 · 9.4%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action20 · 80%
Previous 27 · 84.4%
- Extension5 · 20%
Previous 5 · 15.6%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank21 · 84%
Previous 26 · 81.3%
- NBFC2 · 8%
Previous 4 · 12.5%
- Other1 · 4%
- Payment entity1 · 4%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure11 · 44%
Previous 18 · 56.3%
- Lending norms8 · 32%
Previous 9 · 28.1%
- Governance & oversight7 · 28%
Previous 10 · 31.3%
- Customer protection5 · 20%
Previous 8 · 25%
- Capital & exposure norms4 · 16%
Previous 7 · 21.9%
- Licensing breach4 · 16%
Previous 3 · 9.4%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes Monetary Penalty on Vakrangee Limited
31 Oct 2022₹1.76 croremonetary penaltyVakrangee Limited
RBI imposed the period's largest disclosed penalty on Vakrangee Limited for non-compliance with RBI’s White Label ATM directions, specifically directions on ATM deployment targets.
RBI cancels Certificate of Registration of four NBFCs
12 Oct 2022licence cancellationS.R.M. Properties And Finance Company Pvt. Ltd
RBI cancelled the Certificate of Registration of four NBFCs under Section 45-IA(6). The companies are no longer permitted to transact NBFC business.
Revocation of Certificate of Authorisation of GI Technology Private Limited
20 Oct 2022licence cancellationGI Technology Private Limited
RBI revoked the Certificate of Authorisation of the payment system operator. No underlying misconduct is stated in the provided text.
RBI cancels the licence of The Seva Vikas Co-operative Bank Ltd., Pune, Maharashtra
10 Oct 2022licence cancellationThe Seva Vikas Co-operative Bank Ltd., Pune, Maharashtra
RBI cancelled the bank’s licence because it lacked adequate capital and earning prospects and failed to satisfy licensing requirements under the Banking Regulation Act. RBI also said continuation would be prejudicial to depositors and public interest.
What It Cost
17 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹5 L
- Largest
- ₹1.76 cr
- Top five
- ₹3.02 cr
- Percentiles
- Suppressed
Previous ₹2 L
Previous ₹59.1 L
Previous ₹1.95 cr
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Other | ₹1.76 cr | ₹0 | 167.3% |
| Bank | ₹0 | ₹95.1 L | -90.4% |
| Co-operative bank | ₹1.71 cr | ₹1.39 cr | 30.1% |
| NBFC | ₹5 L | ₹12.35 L | -7% |
Entity Coverage
- Declared
- 28
- Names extracted
- 28
- Canonical links
- 28
- First seen
- 11
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 46
- Entities
- 43
- Expiring next
- 10
- Duplicate entity rows
- 3
Next expiry window: 1 Nov 2022–30 Nov 2022.