RBI April 2026 enforcement actions

When Action Arrived

Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.

RBI action records by publication interval and severity band
Interval	Total	S0–S1 · lifted / low	S2–S3 · moderate / high	S4–S5 · major / severe
1 Apr	3	0	1	2
2 Apr	3	0	0	3
3 Apr	0	0	0	0
4 Apr	0	0	0	0
5 Apr	0	0	0	0
6 Apr	5	1	0	4
7 Apr	0	0	0	0
8 Apr	1	0	0	1
9 Apr	0	0	0	0
10 Apr	3	0	0	3
11 Apr	0	0	0	0
12 Apr	0	0	0	0
13 Apr	1	0	1	0
14 Apr	0	0	0	0
15 Apr	0	0	0	0
16 Apr	0	0	0	0
17 Apr	0	0	0	0
18 Apr	0	0	0	0
19 Apr	0	0	0	0
20 Apr	1	0	0	1
21 Apr	0	0	0	0
22 Apr	1	0	0	1
23 Apr	3	3	0	0
24 Apr	4	1	1	2
25 Apr	0	0	0	0
26 Apr	0	0	0	0
27 Apr	2	0	1	1
28 Apr	1	0	0	1
29 Apr	0	0	0	0
30 Apr	0	0	0	0

What Stood Out

Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.

Severe actions took a larger share of April records

There were 19 severe actions in April, accounting for 67.9% of records, against 10 and 37.0% in March 2026. April included 4 cancellations, compared with 2 in March 2026.

Banks accounted for most of the fall in disclosed penalty value

Disclosed penalty value fell to ₹67.4 lakh from ₹2.99 crore in March 2026, a decline of ₹2.32 crore. Banks accounted for 89.5% of that decline, with their disclosed value at ₹41.8 lakh against ₹2.49 crore previously.

Co-operative banks made up a larger share of the action records

Co-operative banks accounted for 78.6% of the records in April, up from 59.3% in March 2026. Their count was 22, compared with 16 previously, a shift of 19.3 percentage points.

One order covered most of the entities declared in April

The 28 action records declared 81 entities. The widest order, dated 8 April 2026, declared 54 entities in one order.

What RBI Did and Where It Landed

Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.

Action mix

Primary recorded action category.

Business restriction15 · 53.6%
Previous 5 · 18.5%
Monetary penalty9 · 32.1%
Previous 20 · 74.1%
Licence cancellation4 · 14.3%
Previous 2 · 7.4%

Lifecycle

Fresh actions, extensions and withdrawals.

Extension14 · 50%
Previous 2 · 7.4%
Fresh action14 · 50%
Previous 25 · 92.6%

Entity types

Action records by regulated-entity class, not entities affected.

Co-operative bank22 · 78.6%
Previous 16 · 59.3%
NBFC3 · 10.7%
Previous 4 · 14.8%
Payment entity2 · 7.1%
Previous 3 · 11.1%
Bank1 · 3.6%
Previous 4 · 14.8%

Why RBI acted

Overlapping themes; one action may carry several reasons.

Governance & oversight11 · 39.3%
Previous 8 · 29.6%
Capital & exposure norms10 · 35.7%
Previous 6 · 22.2%
Reporting & disclosure8 · 28.6%
Previous 14 · 51.9%
Customer protection6 · 21.4%
Previous 7 · 25.9%
Other6 · 21.4%
Previous 3 · 11.1%
KYC / AML4 · 14.3%
Previous 8 · 29.6%

Defining Actions

Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.

Reserve Bank of India imposes monetary penalty on Bandhan Bank Limited
Largest disclosed penaltyS3 Elevated
24 Apr 2026₹41.8 lakhmonetary penalty
Bandhan Bank Limited
RBI imposed a monetary penalty of ₹41.8 lakh on Bandhan Bank Limited for contravention of section 20(1)(b)(iii) of the Banking Regulation Act, 1949 and non-compliance with RBI KYC directions. It also found lapses in periodic review of risk categorisation of certain accounts and sanction of director-related loans.
Read case brief RBI source
RBI cancels Certificate of Registration of 54 NBFCs
Widest orderS5 Severe
8 Apr 2026licence cancellation
Chefair Impex Ltd
RBI cancelled the Certificates of Registration of 54 NBFCs under Section 45-IA(6) of the RBI Act, 1934. The companies are consequently barred from transacting NBFC business.
Read case brief RBI source
RBI cancels the Licence of Paytm Payments Bank Limited
Institutional exitS5 Severe
24 Apr 2026licence cancellation
Paytm Payments Bank Limited
RBI cancelled the banking licence of Paytm Payments Bank Limited for conducting affairs in a manner detrimental to the bank and its depositors, prejudicial management, non-compliance with licence conditions, and failure to satisfy Section 22 requirements.
Read case brief RBI source
RBI cancels the licence of National Urban Cooperative Bank Ltd., Pratapgarh
Highest severity, single entityS5 Severe
10 Apr 2026licence cancellation
National Urban Cooperative Bank Ltd., Pratapgarh
RBI cancelled the licence of National Urban Cooperative Bank Ltd., Pratapgarh. The bank lacked adequate capital and earning prospects, did not comply with multiple provisions of the Banking Regulation Act, and its continuance would be prejudicial to depositors and public interest.
Read case brief RBI source

What It Cost

9 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.

Median: ₹1.09 L
Largest: ₹41.8 L
Top five: ₹63.99 L
Percentiles: Suppressed

Change by entity type

Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.

Entity type	Current	Previous	Contribution
Bank	₹41.8 L	₹2.49 cr	89.5%
Payment entity	₹80,000	₹38 L	16%
NBFC	₹11.1 L	₹3.31 L	-3.4%
Co-operative bank	₹13.69 L	₹8.7 L	-2.2%

Entity Coverage

Declared: 81
Names extracted: 81
Canonical links: 81
First seen: 3

Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.

Orders Still in Force

Orders: 34
Entities: 32
Expiring next: 5
Duplicate entity rows: 2

Next expiry window: 1 May 2026–31 May 2026.