When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Nov | 0 | 0 | 0 | 0 |
| 2 Nov | 0 | 0 | 0 | 0 |
| 3 Nov | 0 | 0 | 0 | 0 |
| 4 Nov | 5 | 5 | 0 | 0 |
| 5 Nov | 0 | 0 | 0 | 0 |
| 6 Nov | 0 | 0 | 0 | 0 |
| 7 Nov | 5 | 4 | 1 | 0 |
| 8 Nov | 2 | 0 | 0 | 2 |
| 9 Nov | 0 | 0 | 0 | 0 |
| 10 Nov | 0 | 0 | 0 | 0 |
| 11 Nov | 2 | 2 | 0 | 0 |
| 12 Nov | 1 | 0 | 0 | 1 |
| 13 Nov | 0 | 0 | 0 | 0 |
| 14 Nov | 6 | 3 | 2 | 1 |
| 15 Nov | 0 | 0 | 0 | 0 |
| 16 Nov | 0 | 0 | 0 | 0 |
| 17 Nov | 0 | 0 | 0 | 0 |
| 18 Nov | 6 | 4 | 1 | 1 |
| 19 Nov | 0 | 0 | 0 | 0 |
| 20 Nov | 0 | 0 | 0 | 0 |
| 21 Nov | 7 | 3 | 2 | 2 |
| 22 Nov | 4 | 0 | 0 | 4 |
| 23 Nov | 0 | 0 | 0 | 0 |
| 24 Nov | 0 | 0 | 0 | 0 |
| 25 Nov | 5 | 2 | 3 | 0 |
| 26 Nov | 2 | 1 | 0 | 1 |
| 27 Nov | 1 | 0 | 0 | 1 |
| 28 Nov | 4 | 3 | 1 | 0 |
| 29 Nov | 0 | 0 | 0 | 0 |
| 30 Nov | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Banks accounted for the increase in disclosed penalty value
Disclosed penalties rose from ₹92.0 lakh in October 2024 to ₹1.81 crore in November 2024, a change of ₹88.9 lakh. Banks accounted for ₹1.21 crore in November 2024 against ₹15.0 lakh in October 2024, while NBFC penalties fell from ₹29.8 lakh to ₹4.8 lakh. The bank category's change represented 118.7% of the overall increase because NBFCs moved in the opposite direction.
The severe-action share was lower than in October
November 2024 had 13 severe actions, or 26.0% of the total, compared with 14 severe actions and 32.6% in October 2024. The month also recorded 1 supersession, against 0 in October 2024.
Orders affecting 31 entities remained in force
There were 31 orders in force affecting 31 entities. Of these, 11 were due to expire between 1 December 2024 and 31 December 2024.
Reporting and disclosure was the most common recorded theme
Reporting and disclosure appeared in 29 actions, or 58.0%. KYC / AML and lending norms each appeared in 17 actions, or 34.0%. Themes overlap, so these counts are not exclusive.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty38 · 76%
Previous 28 · 65.1%
- Business restriction8 · 16%
Previous 12 · 27.9%
- Licence cancellation2 · 4%
Previous 2 · 4.7%
- Action lifted1 · 2%
- Board supersession1 · 2%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action40 · 80%
Previous 31 · 72.1%
- Extension9 · 18%
Previous 12 · 27.9%
- Lifted / withdrawn1 · 2%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank45 · 90%
Previous 35 · 81.4%
- NBFC3 · 6%
Previous 5 · 11.6%
- Bank2 · 4%
Previous 2 · 4.7%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure29 · 58%
Previous 20 · 46.5%
- KYC / AML17 · 34%
Previous 3 · 7%
- Lending norms17 · 34%
Previous 10 · 23.3%
- Governance & oversight13 · 26%
Previous 11 · 25.6%
- Capital & exposure norms7 · 14%
Previous 5 · 11.6%
- Customer protection7 · 14%
Previous 3 · 7%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on RBL Bank Limited
22 Nov 2024₹61.4 lakhmonetary penaltyRBL Bank Limited
RBL Bank Limited received the largest disclosed penalty, ₹61.4 lakh. The action concerned alleged non-compliance with RBI directions on Know Your Customer requirements, including opening certain credit card accounts without a prescribed OVD and assigning multiple Customer Identification Codes instead of a UCIC for some customers.
RBI cancels Certificate of Registration of two NBFCs
26 Nov 2024licence cancellationUlhas Securities Private Limited
RBI cancelled the Certificate of Registration of two NBFCs under Section 45-IA(6) of the RBI Act, 1934. The companies can no longer transact NBFC business.
Supersession of Board of Directors of Abhyudaya Cooperative Bank Ltd., Mumbai – Extension of period
18 Nov 2024board supersessionAbhyudaya Cooperative Bank Ltd., Mumbai
RBI extended the supersession of the Board of Directors of Abhyudaya Cooperative Bank Ltd., Mumbai. The extension followed material concerns arising from poor governance standards observed within the bank.
Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – Saibaba Janata Sahakari Bank Limited, Latur – Withdrawal of Directions
26 Nov 2024action liftedSaibaba Janata Sahakari Bank Limited, Latur
RBI withdrew the Section 35A read with Section 56 directions previously issued to Saibaba Janata Sahakari Bank Limited, Latur. It marks the lifting of those directions.
What It Cost
38 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹1.38 L
- Largest
- ₹61.4 L
- Top five
- ₹1.36 cr
- 95th percentile
- ₹59.2 L
Previous ₹2 L
Previous ₹28.3 L
Previous ₹57.8 L
Previous ₹14 L
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Bank | ₹1.21 cr | ₹15 L | 118.7% |
| NBFC | ₹4.75 L | ₹29.8 L | -28.2% |
| Co-operative bank | ₹55.59 L | ₹47.2 L | 9.4% |
Entity Coverage
- Declared
- 51
- Names extracted
- 51
- Canonical links
- 51
- First seen
- 25
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 31
- Entities
- 31
- Expiring next
- 11
- Duplicate entity rows
- 0
Next expiry window: 1 Dec 2024–31 Dec 2024.