When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Jun | 0 | 0 | 0 | 0 |
| 2 Jun | 0 | 0 | 0 | 0 |
| 3 Jun | 1 | 0 | 1 | 0 |
| 4 Jun | 0 | 0 | 0 | 0 |
| 5 Jun | 0 | 0 | 0 | 0 |
| 6 Jun | 3 | 1 | 1 | 1 |
| 7 Jun | 0 | 0 | 0 | 0 |
| 8 Jun | 1 | 0 | 0 | 1 |
| 9 Jun | 2 | 0 | 0 | 2 |
| 10 Jun | 1 | 0 | 0 | 1 |
| 11 Jun | 0 | 0 | 0 | 0 |
| 12 Jun | 0 | 0 | 0 | 0 |
| 13 Jun | 1 | 1 | 0 | 0 |
| 14 Jun | 0 | 0 | 0 | 0 |
| 15 Jun | 0 | 0 | 0 | 0 |
| 16 Jun | 1 | 1 | 0 | 0 |
| 17 Jun | 1 | 0 | 0 | 1 |
| 18 Jun | 1 | 0 | 0 | 1 |
| 19 Jun | 0 | 0 | 0 | 0 |
| 20 Jun | 2 | 2 | 0 | 0 |
| 21 Jun | 0 | 0 | 0 | 0 |
| 22 Jun | 0 | 0 | 0 | 0 |
| 23 Jun | 0 | 0 | 0 | 0 |
| 24 Jun | 1 | 0 | 0 | 1 |
| 25 Jun | 0 | 0 | 0 | 0 |
| 26 Jun | 0 | 0 | 0 | 0 |
| 27 Jun | 1 | 0 | 1 | 0 |
| 28 Jun | 0 | 0 | 0 | 0 |
| 29 Jun | 0 | 0 | 0 | 0 |
| 30 Jun | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Disclosed penalty value fell, led by co-operative banks
Disclosed penalties totalled ₹1.49 crore, down ₹1.04 crore from ₹2.53 crore in May 2022. Co-operative banks accounted for 43.5% of the decline, with ₹64.2 lakh in June against ₹1.10 crore previously.
Severe actions took a smaller share than in May
Eight severe actions made up 50.0%, compared with 15 severe actions and 65.2% in May 2022. June recorded 3 cancellations, against 1 previously, and no supersessions.
The number of action records also declined
June recorded 16 actions, including 11 fresh actions and 4 extensions. May 2022 had 23 actions and 13 fresh actions.
The records covered more declared entities than actions
The 16 action records declared 18 entities. The largest order declared 3 entities, on 9 June 2022.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Monetary penalty8 · 50%
Previous 10 · 43.5%
- Business restriction4 · 25%
Previous 12 · 52.2%
- Licence cancellation3 · 18.8%
Previous 1 · 4.3%
- Action lifted1 · 6.3%
Lifecycle
Fresh actions, extensions and withdrawals.
- Fresh action11 · 68.8%
Previous 13 · 56.5%
- Extension4 · 25%
Previous 10 · 43.5%
- Lifted / withdrawn1 · 6.3%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank12 · 75%
Previous 16 · 69.6%
- Bank2 · 12.5%
Previous 3 · 13%
- NBFC1 · 6.3%
Previous 3 · 13%
- Payment entity1 · 6.3%
Previous 1 · 4.3%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Reporting & disclosure6 · 37.5%
Previous 8 · 34.8%
- KYC / AML4 · 25%
- Lending norms4 · 25%
Previous 2 · 8.7%
- Other4 · 25%
Previous 10 · 43.5%
- Capital & exposure norms3 · 18.8%
Previous 6 · 26.1%
- Licensing breach3 · 18.8%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
Reserve Bank of India imposes monetary penalty on Indian Overseas Bank
24 Jun 2022₹57.5 lakhmonetary penaltyIndian Overseas Bank
Indian Overseas Bank received the largest disclosed penalty of the period for non-compliance with RBI directions on fraud reporting, CRILC reporting, stressed assets resolution, and external benchmark based lending.
RBI cancels Certificate of Registration of 3 NBFCs (including 2 Housing Finance Companies)
9 Jun 2022licence cancellationMalik Motor Finance Limited
Malik Motor Finance Limited was among 3 NBFCs whose Certificates of Registration were cancelled. The company is prohibited from transacting as a non-banking financial institution.
Reserve Bank of India cancels the license of Millath Co-operative Bank Limited, Davangere, Karnataka
18 Jun 2022licence cancellationMillath Co-operative Bank Ltd., Davangere, Karnataka
Millath Co-operative Bank Ltd., Davangere, Karnataka lost its licence for inadequate capital and earning prospects, non-compliance with statutory capital and licensing requirements, and conduct prejudicial to depositors and public interest.
Reserve Bank of India lifts the business restrictions imposed on Mastercard Asia / Pacific Pte. Ltd
16 Jun 2022action liftedMastercard Asia / Pacific Pte. Ltd.
RBI lifted the earlier restriction on Mastercard Asia / Pacific Pte. Ltd. after finding satisfactory compliance with its circular on storage of payment system data.
What It Cost
8 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹6 L
- Largest
- ₹57.5 L
- Top five
- ₹1.46 cr
- Percentiles
- Suppressed
Previous ₹17.4 L
Previous ₹59 L
Previous ₹2.36 cr
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Co-operative bank | ₹64.25 L | ₹1.1 cr | 43.5% |
| Payment entity | ₹0 | ₹29.79 L | 28.6% |
| Bank | ₹85 L | ₹1.04 cr | 18.3% |
| NBFC | ₹0 | ₹10 L | 9.6% |
Entity Coverage
- Declared
- 18
- Names extracted
- 18
- Canonical links
- 18
- First seen
- 6
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 26
- Entities
- 24
- Expiring next
- 6
- Duplicate entity rows
- 2
Next expiry window: 1 Jul 2022–31 Jul 2022.