When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Oct | 2 | 0 | 0 | 2 |
| 2 Oct | 0 | 0 | 0 | 0 |
| 3 Oct | 0 | 0 | 0 | 0 |
| 4 Oct | 0 | 0 | 0 | 0 |
| 5 Oct | 5 | 0 | 0 | 5 |
| 6 Oct | 1 | 0 | 0 | 1 |
| 7 Oct | 0 | 0 | 0 | 0 |
| 8 Oct | 3 | 0 | 1 | 2 |
| 9 Oct | 1 | 0 | 0 | 1 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Disclosed penalty value fell, with the period's amount from a co-operative bank
Disclosed penalty value was ₹5.0 lakh, down from ₹45.3 lakh in September 2026. Co-operative banks accounted for ₹5.0 lakh in the period, while credit bureaus and NBFCs accounted for ₹0.
Severe actions made up most of the records
There were 11 severe records, a 91.7% share. September 2026 had 3 severe records, or 37.5%, and no cancellation, compared with 1 cancellation in this period.
Co-operative banks took a larger share of the records
Co-operative banks accounted for 91.7% of records, compared with 37.5% in September 2026. Their count rose from 3 to 11, a shift of 54.2 percentage points.
The number of action records was higher in the same nine-day window
The period had 12 action records, including 4 fresh actions and 8 extensions. September 2026 had 8 records in the same elapsed-day comparison.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Business restriction10 · 83.3%
Previous 3 · 37.5%
- Licence cancellation1 · 8.3%
- Monetary penalty1 · 8.3%
Previous 5 · 62.5%
Lifecycle
Fresh actions, extensions and withdrawals.
- Extension8 · 66.7%
Previous 3 · 37.5%
- Fresh action4 · 33.3%
Previous 5 · 62.5%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank11 · 91.7%
Previous 3 · 37.5%
- NBFC1 · 8.3%
Previous 2 · 25%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Other5 · 41.7%
Previous 1 · 12.5%
- Governance & oversight3 · 25%
Previous 2 · 25%
- Capital & exposure norms2 · 16.7%
Previous 2 · 25%
- Customer protection2 · 16.7%
Previous 3 · 37.5%
- KYC / AML1 · 8.3%
- Licensing breach1 · 8.3%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar
8 Oct 2026₹5.0 lakhmonetary penaltyThe Monghyr-Jamui Central Co-operative Bank Limited, Bihar
RBI imposed a ₹5.0 lakh monetary penalty on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar. The bank failed to upload customer KYC records to the Central KYC Records Registry within the prescribed timeline.
RBI cancels Certificate of Registration of 13 NBFCs
9 Oct 2026licence cancellationNakodar Finance Private Limited
RBI cancelled the Certificates of Registration of 13 NBFCs. The companies are therefore barred from transacting the business of a non-banking financial institution.
Directions under Section 35 A read with Section 56 of the Banking Regulation Act, 1949 – The Tiruvalla Urban Co-operative Bank Ltd., Tiruvalla, Pathanamthitta
8 Oct 2026business restrictionThe Tiruvalla Urban Co-operative Bank Ltd., Tiruvalla, Pathanamthitta
RBI restricted The Tiruvalla Urban Co-operative Bank Ltd., Tiruvalla, Pathanamthitta from specified lending, investment, liability, deposit and payment activities without prior approval. It also barred withdrawals from customer accounts, subject to limited set-off and essential expenses.
What It Cost
1 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹5 L
- Largest
- ₹5 L
- Top five
- ₹5 L
- Percentiles
- Suppressed
Previous ₹6.2 L
Previous ₹26.83 L
Previous ₹45.32 L
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Credit bureau | ₹0 | ₹34.92 L | 86.6% |
| NBFC | ₹0 | ₹10.4 L | 25.8% |
| Co-operative bank | ₹5 L | ₹0 | -12.4% |
Entity Coverage
- Declared
- 24
- Names extracted
- 24
- Canonical links
- 24
- First seen
- 3
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 30
- Entities
- 30
- Expiring next
- 4
- Duplicate entity rows
- 0
Next expiry window: 1 Nov 2026–30 Nov 2026.