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The Amanath Co-operative Bank Ltd., Bangalore

Co-operative bankBangalore

A source-linked record of 18 RBI actions, their timing, severity, and recurring regulatory themes.

At a Glance

Total actions
18
Total penalties
Rs 0
Latest action
4 Jun 2026

Enforcement Fingerprint

18 actions across 10 years.

PenaltyRestrictionLicence actionLiftedOther

Action Mix

Business restriction17
Action lifted1

Lifecycle Mix

Extension17
Lifted / withdrawn1

Severity Mix

S4 High17
S0 Lifted1

Source-linked record

Action History

18 linked actions

2026

2

Case brief

RBI has extended its existing Section 35A read with Section 56 directions on The Amanath Co-operative Bank Ltd., Bangalore for another three months. The rest of the directive remains unchanged.

Impact

The bank remains under the same RBI-imposed operating conditions for the extended period through September 12, 2026. Any depositors, customers, and counterparties are affected indirectly through the continuing restrictions and the bank's constrained operating environment.

Why RBI acted

Other

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act, 1949
  • sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949

Case brief

RBI has extended its existing Directions on The Amanath Co-operative Bank Ltd., Bangalore by three months. The prior operating restrictions continue unchanged.

Impact

The bank remains under the same RBI-imposed operating conditions for an additional three months, subject to further review. Customers and counterparties are affected indirectly because the bank must continue to operate within the existing restrictions until the new end date or until RBI changes the directive.

Why RBI acted

Other

Regulatory basis

  • Section 35A
  • Section 56
  • sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949

Restrictions

Business Restriction

2025

4

Case brief

RBI has extended its existing Section 35A read with Section 56 Directions on The Amanath Co-operative Bank Ltd., Bangalore. The directive now continues until close of business on March 12, 2026.

Impact

The bank remains under the same RBI-imposed operating restrictions for the extended period, with the directive continuing unchanged until close of business on March 12, 2026, subject to review. The restrictions continue to affect the bank's operations and may indirectly affect customers and counterparties depending on the terms of the underlying directive.

Why RBI acted

Governance oversightCapital & exposure norms

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act, 1949
  • sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949

Case brief

RBI has extended its Section 35A / Section 56 directions on The Amanath Co-operative Bank Ltd., Bangalore until December 12, 2025. The rest of the directive remains unchanged.

Impact

The bank must continue operating under the existing RBI directions until close of business on December 12, 2025, unless modified or reviewed earlier. Any restrictions already contained in the directive continue to apply to the bank and, indirectly, to its customers and counterparties for the duration of the extension.

Why RBI acted

Other

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act, 1949
  • sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949

Case brief

RBI has extended its existing directions on The Amanath Co-operative Bank Ltd., Bangalore for another three months, up to September 12, 2025. The earlier terms remain unchanged.

Impact

The bank remains subject to the existing RBI operating restrictions through September 12, 2025, unless modified earlier on review. Customers and counterparties continue to deal with the bank under the unchanged directive framework, and the order signals continued regulatory oversight of the bank's financial position.

Why RBI acted

Governance oversightCapital & exposure norms

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949
  • Section 56 of the Banking Regulation Act, 1949

Case brief

RBI extended its existing directions for The Amanath Co-operative Bank Ltd., Bangalore by three months, up to June 12, 2025. The terms of the directive remain unchanged.

Impact

The bank remains subject to the same operational restrictions contained in the existing directive through June 12, 2025. Customers and counterparties must continue to operate within the limits imposed by the directive until RBI reviews or further modifies it.

Why RBI acted

Other

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act, 1949
  • sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949

Restrictions

Business Restriction

2024

1

Case brief

RBI has extended its existing directions against Amanath Co-operative Bank, Bangalore, for another three months. The original terms remain unchanged.

Impact

The bank remains subject to the same RBI-imposed operating conditions through March 12, 2025, subject to review. Its operations continue under the existing restrictions, and customers and counterparties must continue to transact with the bank within those limits until the directive expires or is further modified.

Why RBI acted

Governance oversight

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act, 1949

2020

1

Case brief

RBI withdrew the All Inclusive Directions imposed on Amanath Co-operative Bank Limited, Bengaluru. The withdrawal takes effect from January 3, 2020.

Impact

The bank is released from the earlier All Inclusive Directions as of January 3, 2020. Any restrictions imposed under those directions no longer apply from that date.

Why RBI acted

Other

Regulatory basis

  • Section 35 A read with Section 56 of the Banking Regulation Act, 1949
  • sub-section (2) of Section 35 A read with Section 56 of the Banking Regulation Act, 1949

2019

2

Case brief

RBI extended the All-Inclusive Directions on Amanath Co-operative Bank Ltd., Bengaluru for six more months. The bank can continue operating, but only subject to the same restrictions.

Impact

Amanath Co-operative Bank Ltd., Bengaluru remains under the same RBI operating restrictions for the extended period ending January 4, 2020. Customers and counterparties should expect continued limitations on the bank’s activities until RBI reviews the situation and the bank’s financial position improves.

Why RBI acted

Capital & exposure normsGovernance oversight

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949

Case brief

RBI extended the All-Inclusive Directions on Amanath Co-operative Bank, Bengaluru for another six months. The bank will continue operating under the same restrictions.

Impact

Amanath Co-operative Bank must continue complying with the existing RBI operating restrictions through July 4, 2019, unless modified earlier by RBI. Depositors and customers will remain subject to the bank’s constrained operations, and the bank cannot treat this as a restoration of normal unrestricted banking.

Why RBI acted

Governance oversight

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949
  • sub section (1) of Section 35A of the Banking Regulation Act,1949 (As Applicable to Cooperative Societies)

Restrictions

Business Restriction

2018

2

Case brief

RBI extended the existing All-Inclusive Directions on Amanath Co-operative Bank Ltd., Bengaluru for six more months. The bank can continue banking operations only under the same restrictions.

Impact

Amanath Co-operative Bank Ltd. remains under RBI-imposed operating restrictions for the extension period ending January 4, 2019, and must continue business within the limits of the existing directions. Customers and counterparties should expect constrained banking operations, with the order subject to further review or modification by RBI.

Why RBI acted

Governance oversight

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949 (As Applicable to Cooperative Societies)

Restrictions

Business Restriction

Case brief

RBI extended the All-Inclusive Directions on Amanath Co-operative Bank Ltd., Bengaluru for another six months. The bank will continue operating under restrictions.

Impact

Amanath Co-operative Bank Ltd. must continue operating under the existing RBI restrictions for the stated six-month period, subject to review. Customers and counterparties remain affected by the bank's constrained operating status until RBI modifies or withdraws the directions; the bank's ability to conduct normal banking business remains limited.

Why RBI acted

Governance oversight

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949 (As Applicable to Cooperative Societies)

2017

2

Case brief

RBI extended its existing Section 35A All Inclusive Directions on Amanath Co-operative Bank Ltd., Bengaluru for another six months. The bank will continue operating under restrictions.

Impact

Amanath Co-operative Bank must continue operating under the existing RBI restrictions for the six-month extension period, with any modifications subject to RBI review. Depositors and counterparties remain affected by the bank’s constrained operations, but the bank is not being shut down or de-licensed by this release.

Why RBI acted

Governance oversightCapital & exposure norms

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949 (As Applicable to Cooperative Societies)

Restrictions

Business Restriction

Case brief

RBI extended the existing directions on Amanath Co-operative Bank Ltd., Bengaluru for six more months. The bank remains under operating restrictions, though its licence has not been cancelled.

Impact

Amanath Co-operative Bank Ltd., Bengaluru must continue complying with the existing Section 35A restrictions through July 4, 2017 unless RBI modifies them earlier. The bank can continue banking operations only within those restrictions, affecting customers and depositors indirectly through limited permitted activity.

Why RBI acted

Capital & exposure normsOther

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949 (As Applicable to Cooperative Societies)

Restrictions

Business Restriction

2016

1

Case brief

RBI extended the existing Section 35A restrictions on Amanath Co-operative Bank Ltd., Bengaluru. The bank remains under operating limits until January 04, 2017, subject to review.

Impact

Amanath Co-operative Bank must continue operating under RBI-imposed restrictions through January 04, 2017 unless modified earlier. Customers face continued limits on withdrawals and the bank cannot freely expand assets, liabilities, or lending activities without RBI approval; the bank’s operations remain constrained but not shut down.

Why RBI acted

Capital & exposure normsLending normsCustomer protectionOther

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) read with Section 56 of the Banking Regulation Act, 1949

Restrictions

Lending RestrictionInvestment RestrictionLiability RestrictionDeposit RestrictionPayment RestrictionCompromise Or Arrangement RestrictionAsset Disposal RestrictionWithdrawal Cap

2015

2

Case brief

RBI has extended its existing Section 35A directions against Amanath Co-operative Bank Ltd., Bengaluru for another six months. The bank continues to face restrictions on lending, deposits, investments and other transactions, with limited withdrawal access for customers.

Impact

Amanath Co-operative Bank must continue operating under RBI-imposed restrictions until at least January 04, 2016, unless modified earlier. Customers face capped withdrawals and cannot expect normal lending/deposit-taking services to resume without RBI approval. The bank’s ability to raise liabilities, invest, or dispose of assets remains constrained, limiting ordinary business operations.

Why RBI acted

Capital & exposure normsCustomer protectionOther

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act,1949

Restrictions

Withdrawal CapLending RestrictionInvestment RestrictionLiability RestrictionDeposit Acceptance RestrictionPayment Disbursement RestrictionCompromise Arrangement RestrictionAsset Disposal Restriction

Case brief

RBI extended the existing restrictions on Amanath Co-operative Bank Ltd., Bengaluru until July 04, 2015. The bank continues to operate under limits on lending, deposits, payments, and withdrawals.

Impact

The bank must continue operating under RBI-imposed restrictions through July 04, 2015 unless modified earlier. Customers remain subject to the withdrawal cap, and the bank cannot expand normal lending, deposits, liabilities, or asset transactions without prior written approval from RBI.

Why RBI acted

Governance oversightCapital & exposure normsCustomer protection

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949
  • Section 56 of the Banking Regulation Act,1949

Restrictions

Withdrawal CapLending RestrictionInvestment RestrictionLiability RestrictionDeposit RestrictionPayment RestrictionCompromise Or Arrangement RestrictionAsset Disposal Restriction

2014

1

Case brief

RBI extended its Section 35A directions on Amanath Co-operative Bank Ltd., Bangalore for another three months. The bank remains under restrictions on lending, deposits, liabilities and withdrawals.

Impact

Amanath Co-operative Bank must continue operating under RBI-imposed restrictions through January 04, 2015 unless modified earlier. Customers remain subject to the withdrawal cap, and the bank cannot expand lending, accept fresh deposits freely, or undertake several liability/asset actions without prior written RBI approval.

Why RBI acted

Governance oversightCapital & exposure normsOther

Regulatory basis

  • Section 35A of the Banking Regulation Act, 1949
  • Section 56 of the Banking Regulation Act, 1949

Restrictions

Lending RestrictionInvestment RestrictionLiability RestrictionDeposit Acceptance RestrictionPayment RestrictionCompromise Or Arrangement RestrictionAsset Disposal RestrictionWithdrawal Cap