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M/s Interactive Financial Services Limited, Ahmedabad

NBFCAhmedabad, Gujarat

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

10 Dec 2004

Case Brief

The Reserve Bank of India cancelled the Certificate of Registration of M/s Interactive Financial Services Limited, Ahmedabad, on December 7, 2004. The cancellation was issued under Section 45-IA of the Reserve Bank of India Act, 1934, for carrying on the business of a non-banking financial institution. As a result, the company cannot transact the business of a non-banking financial institution.

Why RBI Acted

Licensing breach

On December 7, 2004, the Reserve Bank of India cancelled the Certificate of Registration granted to M/s Interactive Financial Services Limited, Ahmedabad, for carrying on the business of a non-banking financial institution. The release cites Section 45-IA of the Reserve Bank of India Act, 1934 as the statutory basis and states that, following cancellation, the company cannot transact the business of a non-banking financial institution.

Operating Impact

The company must stop NBFC activity and cannot continue as a non-banking financial institution after the cancellation. This directly affects the entity’s ability to conduct regulated lending/financial business and may impact customers or counterparties dealing with it in that capacity.

Regulatory Basis

  • Section 45-IA of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45IA of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
7 Dec 2004
Effective From
7 Dec 2004
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC