Skip to Main Content

Agartala Co-operative Urban Bank Limited

Co-operative bankAgartala, Tripura

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

Fine: Rs 2.00 L

Monetary penalty · Fresh imposition

S1

Published by RBI

5 Feb 2026

Case Brief

RBI imposed a monetary penalty on Agartala Co-operative Urban Bank Limited, Agartala, Tripura for non-compliance with RBI directions on 'Exposure Norms and Statutory/ Other Restrictions - UCBs'. Following a statutory inspection and subsequent show-cause process, RBI found that the bank had breached the prudential inter-bank (gross) exposure limit and the prudential inter-bank counterparty limit. The penalty was imposed under Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949.

Why RBI Acted

Capital & exposure norms

RBI imposed a monetary penalty under Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949 after a statutory inspection and supervisory review found non-compliance with RBI directions on 'Exposure Norms and Statutory/ Other Restrictions - UCBs'. The sustained charge was that the bank had breached the prudential inter-bank (gross) exposure limit and the prudential inter-bank counterparty limit.

Operating Impact

The bank must absorb the ₹2 lakh penalty, and the order may leave open the possibility of additional regulatory action for the same compliance lapse. The release does not mention any operational restriction, so there is no direct forward-looking cap on business activity in this notice.

Regulatory Basis

  • Section 47A(1)(c) read with Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949

Action Facts

Primary Impact
Fine: Rs 2.00 L
Order Date
3 Feb 2026
Effective From
3 Feb 2026
Entities Affected
1
Entity Role
Primary
Entity Type
Co-operative bank