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Vinay Credit Company Private Limited

NBFCVisakhapatnam, Andhra Pradesh

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

9 Sept 2008

Case Brief

The Reserve Bank of India cancelled the Certificate of Registration of Vinay Credit Company Private Limited, whose registered office was in Visakhapatnam, on 8 August 2008. The cancellation was issued under Section 45-IA(6) of the RBI Act, 1934, after the company opted to exit the business of a non-banking financial institution. Following the cancellation, the company cannot transact the business of a non-banking financial institution.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled the Certificate of Registration granted to Vinay Credit Company Private Limited under Section 45-IA(6) of the RBI Act, 1934. The stated reason was that the company had opted to exit from the business of a non-banking financial institution. As a result, it can no longer carry on that business.

Operating Impact

Vinay Credit Company Private Limited is barred from carrying on non-banking financial institution activity after the cancellation. Any ongoing NBFC business must stop, and customers/counterparties should no longer expect the company to operate as an NBFC.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
8 Aug 2008
Effective From
8 Aug 2008
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC