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Pondicherry Nidhi Limited

NBFCPondichery

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

22 Sept 2005

Case Brief

On September 14, 2005, the Reserve Bank of India cancelled the Certificate of Registration granted to Pondicherry Nidhi Limited, whose registered office was in Pondichery. The cancellation was made under Section 45-IA(6) of the RBI Act, 1934, because the entity was carrying on the business of a non-banking financial institution. As a result, Pondicherry Nidhi Limited cannot transact that business going forward.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled the certificate of registration of Pondicherry Nidhi Limited under Section 45-IA(6) of the RBI Act, 1934. The release states that the cancellation was for carrying on the business of a non-banking financial institution, and that after cancellation the company cannot transact the business of a non-banking financial institution.

Operating Impact

Pondicherry Nidhi Limited is barred from carrying on non-banking financial institution business after the cancellation takes effect. Customers and counterparties should not treat it as authorised to operate as an NBFC/Nidhi after the RBI action.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
14 Sept 2005
Effective From
14 Sept 2005
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC