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Manipal Finance Corporation Limited

NBFCBangalore, Karnataka

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

28 Dec 2004

Case Brief

The Reserve Bank of India cancelled the certificate of registration issued to Manipal Finance Corporation Limited, whose registered office was at Manipal House, Manipal, Karnataka. The company had been carrying on the business of a non-banking financial institution. RBI said the cancellation was done under powers conferred by Section 45IA of the Reserve Bank of India Act, 1934, which governs registration and cancellation of NBFC certificates.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled the certificate of registration issued to Manipal Finance Corporation Limited under Section 45IA of the RBI Act, 1934. The release states that the company was registered for carrying on the business of a non-banking financial institution, and that RBI has the power under Section 45IA to cancel the registration certificate of an NBFC.

Operating Impact

The company can no longer carry on NBFC business under the cancelled certificate. Any ongoing non-banking financial institution activities would have to stop unless permitted through some other lawful arrangement; the action directly affects the entity and its customers/counterparties.

Regulatory Basis

  • Section 45IA of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
20 Dec 2004
Effective From
20 Dec 2004
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC