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M/s S.R.F. Hire Purchase Pvt. Ltd

NBFCJalandhar, Punjab

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

24 Aug 2017

Case Brief

The Reserve Bank of India cancelled the Certificate of Registration of two non-banking financial companies: M/s S.R.F. Hire Purchase Pvt. Ltd. and M/s Mitter Finance Company Limited. The action was taken under Section 45-IA(6) of the Reserve Bank of India Act, 1934. As a result, the companies are barred from transacting business as non-banking financial institutions under Section 45-I(a) of the Act.

Why RBI Acted

Licensing breach

The RBI cancelled the Certificate of Registration of M/s S.R.F. Hire Purchase Pvt. Ltd. and M/s Mitter Finance Company Limited in exercise of powers under Section 45-IA(6) of the Reserve Bank of India Act, 1934. The release states that, following cancellation of registration, these companies cannot transact the business of a non-banking financial institution as defined under Section 45-I(a) of the Act.

Operating Impact

Both NBFCs must stop carrying on non-banking financial institution activity. Depositors, borrowers, and other counterparties can no longer treat them as RBI-registered NBFCs for fresh business.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
15 Jun 2017
Effective From
15 Jun 2017
Entities Affected
2
Entity Role
Primary
Entity Type
NBFC

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  1. M/s Mitter Finance Company Limited

    NBFC · Jalandhar, Punjab

    1 shared action

    1 restriction