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M/s Hinduja Leyland Finance Ltd

NBFC

A source-linked record of 3 RBI actions, their timing, severity, and recurring regulatory themes.

At a Glance

Total actions
3
Total penalties
Rs 11.7 L
Latest action
4 Sept 2026

Enforcement Fingerprint

3 actions across 3 years.

PenaltyRestrictionLicence actionLiftedOther

Action Mix

Monetary penalty3

Lifecycle Mix

Fresh imposition3

Severity Mix

S2 Moderate2
S1 Low1

Source-linked record

Action History

3 linked actions

2026

1

Case brief

RBI imposed a monetary penalty of Rs 6.20 lakh on Hinduja Leyland Finance Limited. The action followed findings of non-compliance with RBI directions on microfinance loan pricing and securitisation.

Impact

The company must absorb the monetary penalty and address the compliance gaps identified by RBI. The action does not state any operational restriction, but it signals supervisory concern and may expose the company to further regulatory action if similar non-compliance persists.

Why RBI acted

Lending normsCapital & exposure normsGovernance oversight

Regulatory basis

  • Section 58G(1)(b) read with Section 58B(5)(aa) of the Reserve Bank of India Act, 1934

2024

1

Case brief

RBI imposed a ₹4.90 lakh penalty on Hinduja Leyland Finance Limited for KYC non-compliance. The company failed to deploy a robust alerting system for suspicious transactions linked to customer risk profiles.

Impact

Hinduja Leyland Finance Limited must absorb the monetary penalty and ensure its KYC and transaction-monitoring controls are strengthened to prevent recurrence. The action does not, by itself, impose an operating restriction, but RBI has noted the penalty is without prejudice to any further action it may take.

Why RBI acted

KYC / AMLReporting & disclosure

Regulatory basis

  • clause (b) of sub-section (1) of section 58G read with clause (aa) of sub-section (5) of section 58B of the Reserve Bank of India Act, 1934

2017

1

Case brief

RBI imposed a ₹5 lakh penalty on M/s Hinduja Leyland Finance Ltd. for non-transparent interest charging and disclosure practices. The company was found to have violated Fair Practices Code guidelines.

Impact

The company must absorb the monetary penalty; no operational restriction is described in the release. The finding signals compliance lapses in interest disclosure and borrower communication, but the action does not directly restrict lending or other business operations.

Why RBI acted

Fair practicesCustomer protection

Regulatory basis

  • section 58G(1)(b) read with sub-section 5(aa) of section 58B of the RBI Act, 1934
  • Section 45N of Reserve Bank of India Act, 1934
  • Section 45 L of the RBI Act, 1934

+1 more in the case brief