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M/s Growell Auto Leasing Private Limited

NBFCBatala, Punjab

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

21 May 2018

Case Brief

The Reserve Bank of India cancelled the Certificates of Registration of M/s Growell Auto Leasing Private Limited and M/s Adirudh Capital and Investment Private Limited under Section 45-IA(6) of the RBI Act, 1934. With the cancellation, both companies can no longer transact the business of a Non-Banking Financial Institution under Section 45-I(a).

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled the Certificate of Registration of two NBFCs in exercise of powers under Section 45-IA(6) of the Reserve Bank of India Act, 1934: M/s Growell Auto Leasing Private Limited and M/s Adirudh Capital and Investment Private Limited (previously known as Desika Vinayagar Credit and Investment Private Limited). As a result, these companies are no longer permitted to carry on the business of a Non-Banking Financial Institution as defined under Section 45-I(a) of the RBI Act.

Operating Impact

Both entities must stop NBFC business activities immediately and cannot legally undertake non-banking financial institution operations after the cancellation date. The action affects the companies directly and removes their ability to accept or conduct NBFC business.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Effective From
2 May 2018
Entities Affected
2
Entity Role
Primary
Entity Type
NBFC

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  1. M/s Adirudh Capital and Investment Private Limited (Previously known as Desika Vinayagar Credit and Investment Private Limited)

    NBFC · Batala, Punjab

    1 shared action

    1 restriction