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Joyce Finance Pvt. Ltd

NBFCBangalore, Karnataka

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

4 Sept 2009

Case Brief

On August 13, 2009, the Reserve Bank of India cancelled the certificate of registration granted to Joyce Finance Pvt. Ltd., whose registered office was in Bangalore, for carrying on the business of a non-banking financial institution. The action was taken under Section 45-IA(6) of the RBI Act, 1934. As a result, the company cannot transact the business of a non-banking financial institution.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled the certificate of registration granted to Joyce Finance Pvt. Ltd. under Section 45-IA(6) of the RBI Act, 1934. The release states that the company had been registered to carry on the business of a non-banking financial institution, and that after cancellation it cannot transact that business.

Operating Impact

Joyce Finance Pvt. Ltd. is barred from carrying on non-banking financial institution business after the cancellation. The restriction affects the company directly and removes its ability to operate as a registered NBFC.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
13 Aug 2009
Effective From
13 Aug 2009
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC