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J. S. Sethi Finance & Investment Pvt. Ltd

NBFCHaldwani, Uttaranchal

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

8 Jun 2005

Case Brief

On April 12, 2005, the Reserve Bank of India cancelled the certificate of registration of J. S. Sethi Finance & Investment Pvt. Ltd., Haldwani, under Section 45IA of the RBI Act, 1934. As a result, the company can no longer carry on the business of a non-banking financial institution. RBI also prohibited the company from accepting deposits and from alienating its assets under Section 45MB.

Why RBI Acted

Licensing breach

The Reserve Bank cancelled the certificate of registration granted to J. S. Sethi Finance & Investment Pvt. Ltd. under Section 45IA of the RBI Act, 1934, for carrying on the business of a non-banking financial institution. Consequent to the cancellation, the company cannot transact NBFC business and was additionally prohibited under Section 45MB(1) from accepting deposits and under Section 45MB(2) from alienating its assets.

Operating Impact

The company must stop NBFC operations and cannot accept fresh deposits or transfer/encumber assets. The action directly affects the company and limits its dealings with depositors and counterparties going forward.

Regulatory Basis

  • Section 45IA of the Reserve Bank of India Act, 1934
  • Section 45MB (1)
  • Section 45MB (2)

Action Facts

Primary Impact
License cancellation
Order Date
12 Apr 2005
Effective From
12 Apr 2005
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC