Recorded RBI impact
Fine: Rs 4.00 L
Monetary penalty · Fresh imposition
Published by RBI
20 Nov 2025
Case Brief
By an order dated November 13, 2025, RBI imposed a monetary penalty of ₹4.00 lakh on Glowmore Finance Private Limited, Odisha. RBI found that the company had violated provisions of the Master Direction – RBI (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023 by not securing prior written permission for a change in management that led to replacement of more than 30% of its directors, excluding independent directors. RBI stated that the action was taken under the RBI Act, 1934, after considering the company’s reply, oral submissions, and additional submissions during the personal hearing.
Why RBI Acted
RBI imposed a monetary penalty after finding that Glowmore Finance Private Limited did not comply with certain provisions of the Master Direction – Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023. The specific sustained charge was that the company failed to obtain prior written permission from RBI before effecting a change in management, which resulted in a change of more than 30% of its directors, excluding independent directors. The penalty was imposed under Section 58G(1)(b) read with Section 58B(5)(aa) of the RBI Act, 1934.
Operating Impact
Glowmore Finance Private Limited must bear the financial penalty, and the order signals regulatory non-compliance in governance/management changes. The company may also face further action from RBI, as the release states the penalty is without prejudice to any other action that may be initiated.
Regulatory Basis
- clause (b) of sub-section (1) of Section 58G
- clause (aa) of sub-section (5) of Section 58B of the Reserve Bank of India Act, 1934
- Master Direction – Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Directions, 2023
Action Facts
- Primary Impact
- Fine: Rs 4.00 L
- Order Date
- 13 Nov 2025
- Effective From
- 13 Nov 2025
- Entities Affected
- 1
- Entity Role
- Primary
- Entity Type
- NBFC