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Equitas Micro Finance India Private Limited

NBFCChennai, Tamil Nadu

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

14 Feb 2013

Case Brief

The Reserve Bank of India cancelled the certificate of registration of Equitas Micro Finance India Private Limited, a non-banking financial company with registered office in Chennai. The company was issued CoR No. N-07-00768 on March 13, 2008, but the RBI said it had voluntarily exited from carrying on NBFI activities. Acting under Section 45-IA(6) of the RBI Act, 1934, the RBI cancelled the registration certificate, after which the company cannot transact the business of a non-banking financial institution.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled Certificate of Registration No. N-07-00768 dated March 13, 2008, issued to Equitas Micro Finance India Private Limited (erstwhile UPDB Micro Finance Private Limited). The release states that the company had voluntarily exited from carrying on NBFI activities. The cancellation was made under Section 45-IA(6) of the Reserve Bank of India Act, 1934.

Operating Impact

The company is no longer permitted to carry on non-banking financial institution business. This primarily affects the company itself and any ongoing NBFI operations or counterparties connected to those activities.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
3 Dec 2012
Effective From
3 Dec 2012
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC