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Crystal Capital Corporation Limited

NBFCLucknow, Uttar Pradesh

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

5 Dec 2003

Case Brief

The Reserve Bank of India, on November 28, 2003, cancelled the Certificate of Registration granted to Crystal Capital Corporation Limited, Aliganj, Lucknow, under Section 45IA of the RBI Act, 1934. The release states that the company was registered for carrying on the business of a non-banking financial institution and that, following cancellation, it cannot transact NBFC business. The company remains under an obligation to repay public deposits in accordance with the terms and conditions of the deposit contract.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled the Certificate of Registration granted to Crystal Capital Corporation Limited under Section 45IA of the RBI Act, 1934. The cancellation was for carrying on the business of a non-banking financial institution, and the release states that after cancellation the company cannot transact NBFC business. It also notes that the company remains obligated to repay public deposits according to the terms and conditions of the deposit contract.

Operating Impact

Crystal Capital Corporation Limited is barred from conducting non-banking financial institution business from the cancellation date. Depositors are still entitled to repayment as per their deposit contracts, and the company must continue to honour those repayment obligations.

Regulatory Basis

  • Section 45IA of the Reserve Bank of India Act, 1934
  • Section 45MB (1) of this Act
  • Section 45MB (2) of this Act

Action Facts

Primary Impact
License cancellation
Order Date
28 Nov 2003
Effective From
28 Nov 2003
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC