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Commercial Hire Purchase (India) Ltd

NBFCKochi, Kerala

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

21 Feb 2011

Case Brief

The Reserve Bank of India cancelled the Certificate of Registration of Commercial Hire Purchase (India) Ltd., whose registered office was in Kochi, on January 6, 2011. The cancellation follows rejection of the company’s application for a registration certificate under Section 45-IA(6) of the RBI Act, 1934. As a result, the company is not permitted to transact the business of a non-banking financial institution.

Why RBI Acted

Licensing breach

The Reserve Bank of India cancelled, on January 6, 2011, the Certificate of Registration issued to Commercial Hire Purchase (India) Ltd. for carrying on the business of a non-banking financial institution. The release states that, following rejection of the application for certificate of registration, the company cannot transact the business of a non-banking financial institution. The action is taken under Section 45-IA(6) of the Reserve Bank of India Act, 1934.

Operating Impact

Commercial Hire Purchase (India) Ltd. must cease NBFC/non-banking financial institution business operations. The restriction is permanent unless separately reversed by RBI or through a fresh lawful registration process; counterparties and customers cannot rely on it continuing to operate as an NBFC.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
6 Jan 2011
Effective From
6 Jan 2011
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC