Recorded RBI impact
Fine: Rs 2.70 L
Monetary penalty · Fresh imposition
Published by RBI
19 Jun 2026
Case Brief
RBI, by order dated June 18, 2026, imposed a monetary penalty on Can Fin Homes Limited following a statutory inspection conducted by the National Housing Bank with reference to the company’s financial position as on March 31, 2025. The penalty was imposed under Section 52A of the National Housing Bank Act, 1987 after supervisory findings and a show-cause process. RBI sustained the charge that the company failed to clearly indicate the bifurcation between interest and principal in loan instalments collected from borrowers, amounting to non-compliance with RBI directions on the Fair Practices Code.
Why RBI Acted
RBI imposed a monetary penalty under Section 52A of the National Housing Bank Act, 1987 after a statutory inspection and subsequent show-cause process. The sustained charge was that Can Fin Homes Limited did not clearly indicate the bifurcation between interest and principal in loan instalments collected from borrowers, constituting non-compliance with RBI directions on the Fair Practices Code.
Operating Impact
Can Fin Homes Limited must bear the monetary penalty and address the compliance deficiency identified by RBI. The order does not invalidate customer transactions, but it signals continued supervisory scrutiny and leaves RBI free to initiate any other action permitted by law.
Regulatory Basis
- Section 52A of the National Housing Bank Act, 1987
Action Facts
- Primary Impact
- Fine: Rs 2.70 L
- Order Date
- 18 Jun 2026
- Effective From
- 18 Jun 2026
- Entities Affected
- 1
- Entity Role
- Primary
- Entity Type
- NBFC