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Alternative Investments and Credits Limited

NBFCMamangalam, Koshi

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

License cancellation

License cancellation · Fresh imposition

S5

Published by RBI

2 May 2012

Case Brief

On April 23, 2012, the Reserve Bank of India cancelled the Certificate of Registration (CoR) No. 16.00169, dated January 9, 2002, issued to Alternative Investments and Credits Limited. The cancellation was made on supervisory grounds under Section 45-IA(6) of the RBI Act, 1934. After the cancellation, the company is not permitted to transact the business of a non-banking financial institution.

Why RBI Acted

Governance oversight

The Reserve Bank of India cancelled CoR No. 16.00169 dated January 9, 2002, issued to Alternative Investments and Credits Limited, on supervisory grounds. The action was taken under Section 45-IA(6) of the Reserve Bank of India Act, 1934. Following the cancellation, the company is prohibited from carrying on the business of a non-banking financial institution.

Operating Impact

Alternative Investments and Credits Limited must stop carrying on non-banking financial institution business. Depositors, borrowers, and counterparties should not rely on the firm to continue NBFC operations after the cancellation takes effect.

Regulatory Basis

  • Section 45-IA (6) of the Reserve Bank of India Act, 1934
  • clause (a) of Section 45-I of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
License cancellation
Order Date
9 Jan 2002
Effective From
23 Apr 2012
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC