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Urban Co-operative Bank Ltd., Dehradun

Co-operative bankDehradun, Uttarakhand

A source-linked record of 2 RBI actions, their timing, severity, and recurring regulatory themes.

At a Glance

Total actions
2
Total penalties
Rs 0
Latest action
7 Aug 2026

Enforcement Fingerprint

2 actions across 1 years.

PenaltyRestrictionLicence actionLiftedOther

Action Mix

Business restriction2

Lifecycle Mix

Extension1
Fresh imposition1

Severity Mix

S4 High2

Source-linked record

Action History

2 linked actions

2026

2

Case brief

RBI extended its existing Directions on Urban Co-operative Bank Limited, Dehradun for another three months. The original terms of the restriction remain unchanged.

Impact

The bank remains subject to the same RBI Directions for an additional three months, so any operational constraints in the original order continue without change until close of business on November 10, 2026, subject to review. Depositors and other stakeholders remain affected by the existing restrictions during the extended period.

Why RBI acted

Other

Regulatory basis

  • Section 35A read with Section 56 of the Banking Regulation Act, 1949
  • sub-section (1) of Section 35A read with Section 56 of the Banking Regulation Act, 1949

Restrictions

Business Restriction

Case brief

RBI placed Urban Co-operative Bank Ltd., Dehradun under Section 35A directions restricting lending, investment, liabilities, fresh deposits, payments, asset disposals, and depositor withdrawals. The order starts at close of business on February 10, 2026 and runs for six months, subject to review.

Impact

The bank’s day-to-day business is materially constrained: it cannot freely lend, raise liabilities, accept fresh deposits, make payments, or dispose of assets, and depositors cannot withdraw funds except as permitted under the directions. The restrictions remain in force for six months from February 10, 2026 unless modified earlier by RBI, and depositors may be able to access insured amounts through DICGC subject to eligibility and verification.

Why RBI acted

Capital & exposure normsCustomer protectionGovernance oversight

Regulatory basis

  • Section 35 A of the Banking Regulation Act, 1949
  • Section 56 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies)

Restrictions

Lending RestrictionInvestment RestrictionLiability RestrictionDeposit Acceptance RestrictionPayment RestrictionCompromise Or Arrangement RestrictionAsset Disposal RestrictionWithdrawal Cap