The Bharat Co-operative Bank Ltd., Bengaluru

RBI imposed a ₹50,000 penalty on The Bharat Co-operative Bank Limited, Bengaluru. The action was for non-compliance with RBI's Supervisory Action Framework directions.

The bank must absorb the monetary penalty and address the compliance deficiencies identified by RBI. The release does not impose a new operational ban, but it signals continued supervisory scrutiny and possible further RBI action if similar breaches recur. Deposit customers and borrowers are not subject to a direct new restriction from this order, though the bank's lending and deposit practices are under regulatory concern.

• Section 47A(1)(c)
• Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949

RBI has imposed a ₹3 lakh penalty on The Bharat Co-operative Bank Ltd., Bengaluru for violating SAF directions. The bank sanctioned fresh loans beyond exposure limits and without the required collateral cover.

The bank must absorb the penalty and remain compliant with the SAF directions going forward. The release does not describe any new operating restriction, but it signals supervisory concern and leaves open the possibility of further RBI action if similar breaches recur. Borrowers and counterparties are indirectly affected because the bank’s lending decisions are now under explicit regulatory scrutiny.

• Section 47A(1)(c)
• Sections 46(4)(i) and 56 of the Banking Regulation Act, 1949

RBI imposed a ₹5 lakh penalty on The Bharat Co-operative Bank Limited, Bengaluru, for violating exposure norms. The breach involved investment in commercial paper above the prescribed individual exposure limit.

The bank must absorb the monetary penalty; the release does not impose any new operational restriction on business activity or customer access. The action signals a compliance breach concerning exposure limits and may affect supervisory scrutiny going forward.

• Section 47 A (1) (c)
• Section 46 (4) (i)
• Section 56 of the Banking Regulation Act, 1949 (AACS)

RBI imposed a Rs 5 lakh penalty on The Bharath Co-operative Bank Ltd., Bangalore. The bank was penalised for irregular loans to directors/related concerns and for false/suppressed reporting to RBI.

The bank must absorb the financial penalty and is expected to tighten governance, loan approval controls, and regulatory reporting processes. The action does not itself impose an operating restriction on depositors or borrowers, but it signals heightened compliance scrutiny for the bank.

• Section 47A (1)(b)
• Section 46(4) of the Banking Regulation Act, 1949 (As applicable to Co-operative Societies)