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Satya MicroCapital Limited

NBFC

The RBI action, regulatory basis, and operating impact linked to this entity.

Recorded RBI impact

Fine: Rs 3.10 L

Monetary penalty · Fresh imposition

S2

Published by RBI

17 Jul 2026

Case Brief

RBI imposed a monetary penalty of Rs 3.10 lakh on Satya MicroCapital Limited by order dated July 13, 2026. The penalty was imposed under Section 58G(1)(b) read with Section 58B(5)(aa) of the Reserve Bank of India Act, 1934, after a statutory inspection and show-cause proceedings. RBI found that the company had not classified certain accounts as non-performing assets upon restructuring, violating RBI directions on asset classification.

Why RBI Acted

Reporting & disclosureLending norms

RBI imposed a monetary penalty under Section 58G(1)(b) read with Section 58B(5)(aa) of the Reserve Bank of India Act, 1934. The penalty followed a statutory inspection of Satya MicroCapital Limited with reference to its financial position as on March 31, 2025, and a show-cause process. RBI sustained the charge that the company failed to classify certain accounts as 'non-performing assets' upon restructuring, amounting to non-compliance with RBI directions on asset classification.

Operating Impact

Satya MicroCapital Limited must absorb the monetary penalty, and RBI may initiate any further action it deems appropriate. The release does not impose an operational restriction, but it signals supervisory non-compliance that may affect future regulatory scrutiny.

Regulatory Basis

  • Section 58G(1)(b)
  • Section 58B(5)(aa) of the Reserve Bank of India Act, 1934

Action Facts

Primary Impact
Fine: Rs 3.10 L
Order Date
13 Jul 2026
Effective From
13 Jul 2026
Entities Affected
1
Entity Role
Primary
Entity Type
NBFC